Adh-sendout at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$84.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$84.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.22 with Optimum vs $76.70 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $7.22 ↓ -91%
Freedom Health MGMCR $7.22 ↓ -91%
Simply Healthcare Plans MGMCR $10.92 ↓ -87%
AvMed HIX $10.92 ↓ -87%
Freedom Health MGMCD $13.44 ↓ -84%
Molina MCR $15.96 ↓ -81%
Health Sun Health Plan MGMCR $17.89 ↓ -79%
AvMed FullyInsured $20.16 ↓ -76%
Sunshine State Health Plan QHP $21.42 ↓ -75%
AvMed Engage $21.84 ↓ -74%
AvMed Focus $21.84 ↓ -74%
AvMed Flex $21.84 ↓ -74%
AvMed Empower $21.84 ↓ -74%
AvMed Select $21.84 ↓ -74%
Molina HIX $22.68 ↓ -73%
AvMed ASOEO $23.52 ↓ -72%
Aetna ASA $25.20 ↓ -70%
Humana HMO $31.08 ↓ -63%
CorVel Corporation WORKERSCOMP $32.02 ↓ -62%
CareWorks (Rockport) WORKERSCOMP $32.69 ↓ -61%
Prime Health WORKERSCOMP $32.69 ↓ -61%
Humana PPO $33.60 ↓ -60%
Humana TRICR $33.79 ↓ -60%
Hospice Treasure Coast MGMCR $33.94 ↓ -60%
HUMANA MGMCRHMO $33.94 ↓ -60%
HUMANA MGMCRPPO $33.94 ↓ -60%
United AllPayerAppendix $33.94 ↓ -60%
Hospice of Treasure Coast COMM $33.94 ↓ -60%
Devoted Health MCR $33.94 ↓ -60%
Hospice Treasure Coast MGMCD $33.94 ↓ -60%
CarePlus MGMCR $33.94 ↓ -60%
Wellmed MGMCR $33.94 ↓ -60%
NDMS Definitive Care MGMCR $33.94 ↓ -60%
Veterans Evaluation Services MCR $33.94 ↓ -60%
United Behavioral Health VACCN $33.94 ↓ -60%
United GVT $33.94 ↓ -60%
Ultimate Health Plan MCR $34.62 ↓ -59%
United MCR $34.62 ↓ -59%
BCBS MCRHMO $34.62 ↓ -59%
BCBS MCRPPO $34.62 ↓ -59%
Aetna MCR $34.96 ↓ -58%
Sunshine State MCR $35.64 ↓ -58%
Prominence HealthFirst MCRHMO $35.64 ↓ -58%
American Health Plan MCR $35.98 ↓ -57%
Cigna Healthspring MCR $36.32 ↓ -57%
Florida Complete Care MCR $36.32 ↓ -57%
United PPO OptionsPPO $36.96 ↓ -56%
Centurion GVT $37.33 ↓ -56%
Sunshine State MCD $37.33 ↓ -56%
United GlobalBenefitPlanAppendix $37.80 ↓ -55%
AmeriHealth Caritas MGMCR $40.73 ↓ -52%
Longevity Health Plan MCR $40.73 ↓ -52%
Plotkin Health COMM $42.00 ↓ -50%
Prime Health Sherriff COMM $42.00 ↓ -50%
AvMed JacksonFirstNetworkOON $42.00 ↓ -50%
Solis Health Plan MCR $49.21 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $63.00 ↓ -25%
Oscar HIX $65.50 ↓ -22%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $71.40 ↓ -15%
Simply Healthcare HIX $76.70 ↓ -9%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Adh-sendout at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $38.35 $16.99 – $50.01
Adventhealth Daytona Beach Daytona Beach $98.22 $32.24 – $56.65
Adventhealth Lake Wales Lake Wales $106.91 $33.94 – $75.35
Adventhealth Palm Coast Parkway Palm Coast $37.17 $32.24 – $72.49
Adventhealth Tampa Tampa $118.79 $33.94 – $75.35
AdventHealth New Smyrna Beach New Smyrna Beach $133.57 $32.24 – $74.14
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $29.00 $27.15 – $49.21
Adventhealth Port Charlotte Port Charlotte $227.05 $33.94 – $61.97

All Florida hospitals for this procedure →