Caregiver training strategies&tq ea addl 15 min at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.70 with Devoted Health vs $30.84 with Longevity Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Devoted Health MCR $25.70
United GVT $25.70
HUMANA MGMCRHMO $25.70
HUMANA MGMCRPPO $25.70
NDMS Definitive Care MGMCR $25.70
Wellmed MGMCR $25.70
BCBS MCRHMO $26.21
BCBS MCRPPO $26.21
United MCR $26.21
Aetna MCR $26.47
Sunshine State MCR $26.98
Prominence HealthFirst MCRHMO $26.98
American Health Plan MCR $27.24
Cigna Healthspring MCR $27.50
Florida Complete Care MCR $27.50
Centurion GVT $28.27
Sunshine State MCD $28.27
AmeriHealth Caritas MGMCR $30.84
Longevity Health Plan MCR $30.84

Visitor-reported prices

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Caregiver training strategies&tq ea addl 15 min at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $71.16 not published
Adventhealth Tampa Tampa $83.02 not published
Baptist Hospital MIAMI $70.85 $18.86 – $173.17
Bethesda Hospital East BOYNTON BEACH $70.85 $26.16 – $98.10
Doctors Hospital CORAL GABLES $70.85 $19.08 – $98.10
Baptist Health Hospital Doral SOUTH MIAMI $70.85 $18.97 – $98.10
Fishermens Community Hospital MARATHON $70.85 $18.20 – $98.10
Homestead Hospital HOMESTEAD $70.85 $18.53 – $98.10

All Florida hospitals for this procedure →