Caregiver training strategies&tq ea addl 15 min at Fishermens Community Hospital

3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$70.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$109.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.20 with BLUE CROSS vs $109.00 with BLUE CROSS — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $18.20 ↓ -74%
LEON MEDICAL LEON HEALTH MC HMO $22.89 ↓ -68%
BLUE CROSS BCBS MEDICARE PPO $22.89 ↓ -68%
UNITED HEALTHCARE UNITED HLTH MC HMO $22.89 ↓ -68%
LEON MEDICAL LEON MED MC HMO NC $22.89 ↓ -68%
MEDICA HEALTH PLAN MEDICA MCR HMO $22.89 ↓ -68%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $22.89 ↓ -68%
MEDICARE SIMPLYHLTH MC HMO NC $22.89 ↓ -68%
HUMANA CAREPLUS MC HMO $24.95 ↓ -65%
HUMANA HUMANA MEDICARE $24.95 ↓ -65%
AVMED AVMED MEDICARE $25.18 ↓ -64%
AETNA AETNA MEDICARE $25.29 ↓ -64%
CIGNA CIGNA MEDICARE ADVANTAGE $26.09 ↓ -63%
MEDICARE DEVOTED HEALTH MC HMO $30.90 ↓ -56%
NON CONTRACTED OSCAR HEALTH EXCHANGE $40.00 ↓ -44%
AMERIGROUP AMERIGROUP $42.46 ↓ -40%
MEDICAID SIMPLYHLTH MD HMO NC $42.46 ↓ -40%
UNITED HEALTHCARE UNITED HEALTHY KIDS $42.46 ↓ -40%
UNITED HEALTHCARE UNITED MD HMO $42.46 ↓ -40%
WELLCARE WELL CARE MD HMONC $44.58 ↓ -37%
SUNSHINE STATE SUNSHINE ST MD HMONC $45.01 ↓ -36%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $45.86 ↓ -35%
AETNA AETNA BETTER HEALTH MEDICAID $45.86 ↓ -35%
VISTA COVENTRY MEDICAID $45.86 ↓ -35%
MEDICAID PRESTIGE MD HMO NC $46.70 ↓ -34%
AETNA AETNA TIER 2 $53.19 ↓ -25%
AETNA AETNA HMO $53.19 ↓ -25%
AETNA AETNA CATASTROPHIC $55.59 ↓ -22%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $67.80 ↓ -4%
INTERNATIONAL INTERNATIONAL AETNA $70.85 ↑ +0%
AETNA AETNA HMO EXCHANGE $74.12 ↑ +5%
AVMED AVMED ENTRUST $74.88 ↑ +6%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $77.39 ↑ +9%
BLUE CROSS BLUE SELECT $81.75 ↑ +15%
BLUE CROSS BLUE CARE HMO $81.75 ↑ +15%
DIMENSION HEALTH PLAN DIMENSION 2 $81.75 ↑ +15%
BLUE CROSS BCBS PPC CAH $81.75 ↑ +15%
AMERIHEALTH AMERIHTH CARITAS NXT EX $81.75 ↑ +15%
AETNA AETNA PPO $83.49 ↑ +18%
UNITED HEALTHCARE INTL UNITED HEALTH $87.20 ↑ +23%
CIGNA CIGNA HMO $87.20 ↑ +23%
UNITED HEALTHCARE NHP HMO $87.20 ↑ +23%
CIGNA CIGNA PPO $87.20 ↑ +23%
UNITED HEALTHCARE UNITED HMO $87.20 ↑ +23%
UNITED HEALTHCARE UNITED PPO $87.20 ↑ +23%
AVMED AVMED PPO $90.25 ↑ +27%
AVMED AVMED HMO $90.25 ↑ +27%
AVMED AVMED INDIVIDUAL $90.25 ↑ +27%
BLUE CROSS BCBS PHS CAH $98.10 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $98.10 ↑ +38%
PHCS PHCS $98.10 ↑ +38%
AFFORDABLE AFFORDABLE PPO $98.10 ↑ +38%
QUALITY HEALTH MULTIPLAN $98.10 ↑ +38%
BLUE CROSS BLUE CROSS $109.00 ↑ +54%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $109.00 ↑ +54%
BLUE CROSS BCBS NETWORKBLUE $109.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Caregiver training strategies&tq ea addl 15 min at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $83.02 not published
Baptist Hospital MIAMI $70.85 $18.86 – $173.17
Bethesda Hospital East BOYNTON BEACH $70.85 $26.16 – $98.10
Doctors Hospital CORAL GABLES $70.85 $19.08 – $98.10
Baptist Health Hospital Doral SOUTH MIAMI $70.85 $18.97 – $98.10
Homestead Hospital HOMESTEAD $70.85 $18.53 – $98.10
Mariners Hospital TAVERNIER $70.85 $18.86 – $98.10
West Kendall Baptist Hospital MIAMI $70.85 $18.64 – $98.10

All Florida hospitals for this procedure →