_afb org id by sequencing rflx ast-sendout at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$155.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$155.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.33 with Freedom Health vs $260.71 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $13.33 ↓ -91%
AvMed HIX $20.15 ↓ -87%
Molina MCR $29.45 ↓ -81%
AvMed FullyInsured $37.20 ↓ -76%
AvMed Engage $40.30 ↓ -74%
AvMed Select $40.30 ↓ -74%
AvMed Focus $40.30 ↓ -74%
AvMed Flex $40.30 ↓ -74%
AvMed Empower $40.30 ↓ -74%
AvMed ASOEO $43.40 ↓ -72%
Aetna ASA $46.50 ↓ -70%
Office of Sheiff Highland Co GVT $54.25 ↓ -65%
Humana HMO $57.35 ↓ -63%
Humana PPO $62.00 ↓ -60%
United PPO OptionsPPO $68.20 ↓ -56%
United GlobalBenefitPlanAppendix $69.75 ↓ -55%
AvMed JacksonFirstNetworkOON $77.50 ↓ -50%
United GVT $115.36 ↓ -26%
United AllPayerAppendix $115.36 ↓ -26%
Devoted Health MCR $115.36 ↓ -26%
HUMANA MGMCRHMO $115.36 ↓ -26%
HUMANA MGMCRPPO $115.36 ↓ -26%
NDMS Definitive Care MGMCR $115.36 ↓ -26%
Wellmed MGMCR $115.36 ↓ -26%
BCBS MCRHMO $117.67 ↓ -24%
United MCR $117.67 ↓ -24%
BCBS MCRPPO $117.67 ↓ -24%
Aetna MCR $118.82 ↓ -23%
Prominence HealthFirst MCRHMO $121.13 ↓ -22%
Sunshine State MCR $121.13 ↓ -22%
American Health Plan MCR $122.28 ↓ -21%
Florida Complete Care MCR $123.44 ↓ -20%
Cigna Healthspring MCR $123.44 ↓ -20%
Sunshine State MCD $126.90 ↓ -18%
Centurion GVT $126.90 ↓ -18%
Longevity Health Plan MCR $138.43 ↓ -11%
AmeriHealth Caritas MGMCR $138.43 ↓ -11%
Prime Health WORKERSCOMP $206.00 ↑ +33%
Oscar HIX $222.64 ↑ +44%
Simply Healthcare HIX $260.71 ↑ +68%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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_afb org id by sequencing rflx ast-sendout at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $1,451.26 $118.24 – $262.17
Adventhealth Daytona Beach Daytona Beach $317.96 $109.59 – $192.54
Adventhealth Lake Wales Lake Wales $381.55 $115.36 – $256.10
Adventhealth Palm Coast Parkway Palm Coast $317.96 $109.59 – $246.40
Adventhealth Tampa Tampa $1,780.58 $115.36 – $256.10
AdventHealth New Smyrna Beach New Smyrna Beach $295.94 $109.59 – $252.00
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $76.00 $92.29 – $224.51
Adventhealth Port Charlotte Port Charlotte $770.20 $115.36 – $210.65

All Florida hospitals for this procedure →