MRI w/cont, breast, uni at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$9,499.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,499.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$401.74 with United vs $8,549.77 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $401.74 ↓ -96%
Optimum MGMCR $683.98 ↓ -93%
Freedom Health MCR $683.98 ↓ -93%
Simply MGMCR $1,462.96 ↓ -85%
Aetna QHP $1,580.00 ↓ -83%
Molina Healthcare MGMCR $1,804.95 ↓ -81%
Aetna HMO $1,947.00 ↓ -80%
Aetna PPO $1,947.00 ↓ -80%
AvMed HMOFI $2,279.94 ↓ -76%
Sunshine State Health Plan QHP $2,422.44 ↓ -74%
AvMed ASOEO $2,659.93 ↓ -72%
Aetna ASA $2,849.93 ↓ -70%
Molina Healthcare HIX $3,039.92 ↓ -68%
United OptionsPPO $3,172.92 ↓ -67%
United GlobalBenefitPlan $4,274.89 ↓ -55%
Prime Health Sheriff WORKERSCOMP $4,749.88 ↓ -50%
Plotkin Health COMM $4,749.88 ↓ -50%
AvMed HIXOON $4,749.88 ↓ -50%
Prime Health Sheriff COMM $4,749.88 ↓ -50%
Multiplan PRIMARYPPO $7,124.81 ↓ -25%
Three Rivers Provider Network WorkersComp $7,124.81 ↓ -25%
Multiplan Primary $7,409.81 ↓ -22%
Multiplan Complementary $8,074.79 ↓ -15%
Multiplan COMPLEMENTARYPPO $8,074.79 ↓ -15%
PPO Next PPO $8,074.79 ↓ -15%
PPO Next COMM $8,074.79 ↓ -15%
NovaNet COMM $8,549.77 ↓ -10%

Visitor-reported prices

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MRI w/cont, breast, uni at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $5,303.53 $183.17 – $429.66
Boca Raton Regional Hospital BOCA RATON $1,572.35 $179.88 – $1,579.61
HCA FLORIDA LARGO HOSPITAL LARGO $5,414.39 $401.74 – $1,186.00
AdventHealth Orlando Orlando $4,147.00 $183.17 – $485.39
Adventhealth Riverview Riverview $5,303.53 not published
Adventhealth Wesley Chapel Wesley Chapel $5,303.53 $183.17 – $429.66
Adventhealth Carrollwood Tampa $5,303.53 $183.17 – $429.66
OVIEDO MEDICAL CENTER Oviedo $8,901.24 $401.74 – $1,580.00

All Florida hospitals for this procedure →