MRI w/cont, breast, uni at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$5,414.39

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,414.39

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$254.48 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $16,206.27 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $254.48 ↓ -95%
Aetna MCR $373.59 ↓ -93%
Access 2 Healthcare Physicians Freedom Health MGMCR $389.84 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $389.84 ↓ -93%
United AllPayerAppendix $401.74 ↓ -93%
Optimum Healthcare MCRPPO $422.32 ↓ -92%
Optimum Healthcare PFFS $422.32 ↓ -92%
Optimum Healthcare MCRHMO $422.32 ↓ -92%
Freedom Health Care MGMGR $422.32 ↓ -92%
Suncoast Neighborly Care MedicarePACE $433.15 ↓ -92%
Simply Healthcare MGMCR $833.82 ↓ -85%
United OptionsPPO $887.96 ↓ -84%
Molina MGMCR $1,028.73 ↓ -81%
Aetna QHP $1,186.00 ↓ -78%
AvMed HMOFI $1,191.17 ↓ -78%
AvMed HIX $1,296.50 ↓ -76%
AvMed ASOEO $1,353.60 ↓ -75%
Sunshine State Health Plan QHP $1,380.67 ↓ -74%
Molina HIX $1,461.89 ↓ -73%
Aetna ASA $1,624.32 ↓ -70%
Aetna NonGatedCOMM $1,826.00 ↓ -66%
Aetna GatedCOMM $1,826.00 ↓ -66%
United GlobalBenefitPlanAppendix $2,436.48 ↓ -55%
Prime Health Sheriff COMM $2,707.20 ↓ -50%
Plotkin Health COMM $2,707.20 ↓ -50%
Beacon Health Options COMM $2,707.20 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $2,977.91 ↓ -45%
Multiplan PRIMARYPPO $4,060.79 ↓ -25%
Evolutions Healthcare Systems SELECTNETWORK $4,331.51 ↓ -20%
Evernorth BHCOMM $4,331.51 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $4,331.51 ↓ -20%
Multiplan COMPLEMENTARYPPO $4,602.23 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $4,981.24 ↓ -8%
Emerging Therapy Solutions COMM $10,858.20 ↑ +101%
Optum Transplants MCR $16,206.27 ↑ +199%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRI w/cont, breast, uni at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $5,303.53 $183.17 – $429.66
Boca Raton Regional Hospital BOCA RATON $1,572.35 $179.88 – $1,579.61
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $9,499.75 $401.74 – $1,580.00
AdventHealth Orlando Orlando $4,147.00 $183.17 – $485.39
Adventhealth Riverview Riverview $5,303.53 not published
Adventhealth Wesley Chapel Wesley Chapel $5,303.53 $183.17 – $429.66
Adventhealth Carrollwood Tampa $5,303.53 $183.17 – $429.66
OVIEDO MEDICAL CENTER Oviedo $8,901.24 $401.74 – $1,580.00

All Florida hospitals for this procedure →