Insitu hybridization (fish) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$314.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.66 with Optimum vs $291.26 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $22.66 ↓ -93%
Freedom Health MCR $22.66 ↓ -93%
Simply MGMCR $48.47 ↓ -85%
Oscar HIX $50.36 ↓ -84%
Simply Healthcare HIX $52.56 ↓ -83%
Molina Healthcare MGMCR $59.80 ↓ -81%
Humana HMO $62.95 ↓ -80%
Humana PPO $62.95 ↓ -80%
Evolutions TieredNetwork $72.39 ↓ -77%
AvMed HMOFI $75.54 ↓ -76%
Sunshine State Health Plan QHP $80.26 ↓ -75%
AvMed ASOEO $88.13 ↓ -72%
Aetna ASA $94.42 ↓ -70%
Molina Healthcare HIX $100.72 ↓ -68%
United OptionsPPO $105.13 ↓ -67%
Florida Health Care Plan COMM $118.66 ↓ -62%
United GlobalBenefitPlan $141.64 ↓ -55%
AvMed HIXOON $157.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $157.38 ↓ -50%
Prime Health Sheriff COMM $157.38 ↓ -50%
Plotkin Health COMM $157.38 ↓ -50%
Three Rivers Provider Network WorkersComp $236.06 ↓ -25%
Multiplan PRIMARYPPO $236.06 ↓ -25%
Multiplan Primary $245.50 ↓ -22%
PPO Next COMM $267.54 ↓ -15%
Multiplan COMPLEMENTARYPPO $267.54 ↓ -15%
PPO Next PPO $267.54 ↓ -15%
Multiplan Complementary $267.54 ↓ -15%
CorVel Corporation WORKERSCOMP $275.04 ↓ -13%
Prime Health WC $280.83 ↓ -11%
NovaNet COMM $283.27 ↓ -10%
Careworks (Rockport Community) WORKERSCOMP $289.52 ↓ -8%
United AllPayerAppendix $291.26 ↓ -7%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Insitu hybridization (fish) at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,567.00 $274.61 – $291.26
cleveland clinic florida weston hospital Weston $768.30 $92.98 – $397.21
martin north hospital Stuart $768.30 $99.69 – $397.21
indian river hospital Vero Beach $768.30 $94.71 – $397.21
Boca Raton Regional Hospital BOCA RATON $724.10 $100.86 – $469.51
HCA FLORIDA BRANDON HOSPITAL TAMPA $820.69 $278.77 – $291.26
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $255.60 $172.01 – $830.88
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $233.20 $184.22 – $830.88

All Florida hospitals for this procedure →