Diab manage trn ind/group at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$312.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$312.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.49 with Humana vs $281.48 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $14.49 ↓ -95%
Devoted Health MCR $15.88 ↓ -95%
NDMS Definitive Care MGMCR $15.88 ↓ -95%
Humana MGMCRHMO $15.88 ↓ -95%
United VACCN $15.88 ↓ -95%
Wellmed MGMCR $15.88 ↓ -95%
CorVel Corporation WORKERSCOMP $16.15 ↓ -95%
United MCR $16.20 ↓ -95%
BCBS MCRPPO $16.20 ↓ -95%
FL Health Care Plan MCR $16.20 ↓ -95%
BCBS MCRHMO $16.20 ↓ -95%
Aetna MCR $16.28 ↓ -95%
Prime Health WC $16.49 ↓ -95%
WellCare MCR $16.67 ↓ -95%
Sunshine State MCR $16.67 ↓ -95%
AvMed MGMCR $16.83 ↓ -95%
American Health Plan MCR $16.83 ↓ -95%
Cigna Healthspring MCR $16.99 ↓ -95%
Align Senior Care MGMCR $16.99 ↓ -95%
Florida Complete Care MCR $16.99 ↓ -95%
Careworks (Rockport Community) WORKERSCOMP $17.00 ↓ -95%
Gold Kidney of Florida MCR $17.31 ↓ -94%
Centurion GVT $17.47 ↓ -94%
Clear Spring Health MCR $17.47 ↓ -94%
Seminole County Sheriffs Office MGMCR $17.47 ↓ -94%
CarePlus MGMCR $18.10 ↓ -94%
Ultimate Health Plan MCR $18.26 ↓ -94%
Longevity Health Plan MCR $19.06 ↓ -94%
Freedom Health MCR $22.52 ↓ -93%
Optimum MGMCR $22.52 ↓ -93%
Solis Health Plan MCR $23.03 ↓ -93%
Truli for Health BSL $26.58 ↓ -92%
BCBS SBN $27.21 ↓ -91%
BCBS BSL $27.21 ↓ -91%
BCBS MBN $27.21 ↓ -91%
BCBS PPO $39.09 ↓ -88%
BCBS NWB $39.09 ↓ -88%
BCBS HMO $42.22 ↓ -87%
Simply MGMCR $48.16 ↓ -85%
Oscar HIX $50.04 ↓ -84%
Simply Healthcare HIX $52.23 ↓ -83%
Cigna ManagedCareHMO $54.42 ↓ -83%
Cigna PPO $54.42 ↓ -83%
Molina Healthcare MGMCR $59.42 ↓ -81%
Aetna QHP $61.92 ↓ -80%
Humana PPO $62.55 ↓ -80%
Humana HMO $62.55 ↓ -80%
Humana MGMCRPPO $63.52 ↓ -80%
BCBS PHS $66.30 ↓ -79%
Aetna PPO $70.68 ↓ -77%
Aetna HMO $70.68 ↓ -77%
Evolutions TieredNetwork $71.93 ↓ -77%
AvMed HMOFI $75.06 ↓ -76%
Sunshine State Health Plan QHP $79.75 ↓ -75%
AvMed ASOEO $87.57 ↓ -72%
Aetna ASA $93.83 ↓ -70%
Molina Healthcare HIX $100.08 ↓ -68%
United OptionsPPO $104.46 ↓ -67%
Florida Health Care Plan COMM $117.91 ↓ -62%
United GlobalBenefitPlan $140.74 ↓ -55%
AvMed HIXOON $156.38 ↓ -50%
Plotkin Health COMM $156.38 ↓ -50%
Prime Health Sheriff COMM $156.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $156.38 ↓ -50%
Three Rivers Provider Network WorkersComp $234.56 ↓ -25%
Multiplan PRIMARYPPO $234.56 ↓ -25%
Multiplan Primary $243.94 ↓ -22%
PPO Next PPO $265.84 ↓ -15%
PPO Next COMM $265.84 ↓ -15%
Multiplan Complementary $265.84 ↓ -15%
Multiplan COMPLEMENTARYPPO $265.84 ↓ -15%
NovaNet COMM $281.48 ↓ -10%

Visitor-reported prices

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Diab manage trn ind/group at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $78.88 $16.00 – $28.11
Adventhealth Tampa Tampa $143.50 $16.84 – $37.38
AdventHealth New Smyrna Beach New Smyrna Beach $40.51 $16.00 – $36.79
Adventhealth Port Charlotte Port Charlotte $174.74 not published
HCA FLORIDA BRANDON HOSPITAL TAMPA $144.84 $14.49 – $23.03
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS $103.00 $14.98 – $23.78
HCA FLORIDA CITRUS HOSPITAL Inverness $189.92 $14.49 – $17.47
HCA FLORIDA FORT WALTON-DESTIN HOSPITAL NAVARRE $49.65 $14.49 – $19.06

All Florida hospitals for this procedure →