Diab manage trn ind/group at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$49.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$49.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.46 with BCBS vs $49.65 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MBN $5.46 ↓ -89%
BCBS SBN $5.46 ↓ -89%
BCBS BSL $5.46 ↓ -89%
Oscar HIX $6.45 ↓ -87%
BCBS PPO $7.40 ↓ -85%
BCBS NWB $7.40 ↓ -85%
BCBS HMO $7.50 ↓ -85%
Simply MGMCR $7.65 ↓ -85%
Simply Healthcare HIX $8.29 ↓ -83%
Cigna NBN $8.64 ↓ -83%
Molina Healthcare MGMCR $9.43 ↓ -81%
United OptionsPPO $10.23 ↓ -79%
AvMed HMOFI $11.92 ↓ -76%
Sunshine State Health Plan QHP $12.66 ↓ -75%
BCBS PHS $12.86 ↓ -74%
AvMed ASOEO $13.90 ↓ -72%
Humana TRICARE $14.49 ↓ -71%
Aetna QHP $14.55 ↓ -71%
Aetna ASA $14.89 ↓ -70%
TriWest Healthcare Alliance FED $15.56 ↓ -69%
Humana MGMCRHMO $15.88 ↓ -68%
Wellmed MGMCR $15.88 ↓ -68%
United Behavioral Health VACCN $15.88 ↓ -68%
Veterans Evaluation Services MCR $15.88 ↓ -68%
NDMS Definitive Care MGMCR $15.88 ↓ -68%
United VACCN $15.88 ↓ -68%
Humana MGMCRPPO $15.88 ↓ -68%
Molina Healthcare HIX $15.89 ↓ -68%
CorVel Corporation WORKERSCOMP $16.15 ↓ -67%
United MCR $16.20 ↓ -67%
BCBS MCRHMO $16.20 ↓ -67%
BCBS MCRPPO $16.20 ↓ -67%
Aetna MCR $16.28 ↓ -67%
Prime Health WC $16.49 ↓ -67%
WellCare MCR $16.67 ↓ -66%
Sunshine State MCR $16.67 ↓ -66%
American Health Plan MCR $16.83 ↓ -66%
Healthspring of Florida MGMGR $16.99 ↓ -66%
Florida Complete Care MCR $16.99 ↓ -66%
Align Senior Care MGMCR $16.99 ↓ -66%
Careworks (Rockport Community) WORKERSCOMP $17.00 ↓ -66%
Gold Kidney of Florida MCR $17.31 ↓ -65%
Clear Spring Health MCR $17.47 ↓ -65%
Centurion GVT $17.47 ↓ -65%
Ultimate Health Plan MCR $18.26 ↓ -63%
Humana PPO $18.87 ↓ -62%
Humana HMO $18.87 ↓ -62%
Longevity Health Plan MCR $19.06 ↓ -62%
Aetna PPO $20.21 ↓ -59%
Aetna HMO $20.21 ↓ -59%
Cigna ManagedCareHMO $20.60 ↓ -59%
Cigna PPO $20.60 ↓ -59%
United GlobalBenefitPlan $22.34 ↓ -55%
AvMed HIXOON $24.82 ↓ -50%
Plotkin Health COMM $24.82 ↓ -50%
Prime Health Sheriff COMM $24.82 ↓ -50%
Prime Health Sheriff WORKERSCOMP $24.82 ↓ -50%
Naphcare Prison $32.27 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $32.27 ↓ -35%
Multiplan Primary $38.73 ↓ -22%
Evernorth BHCOMM $39.72 ↓ -20%
PPO Next COMM $42.20 ↓ -15%
Multiplan Complementary $42.20 ↓ -15%
PPO Next PPO $42.20 ↓ -15%
NovaNet COMM $44.69 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $44.69 ↓ -10%
Beacon Health Options MCR $49.65 ↑ +0%

Visitor-reported prices

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Diab manage trn ind/group at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $78.88 $16.00 – $28.11
Adventhealth Tampa Tampa $143.50 $16.84 – $37.38
AdventHealth New Smyrna Beach New Smyrna Beach $40.51 $16.00 – $36.79
Adventhealth Port Charlotte Port Charlotte $174.74 not published
HCA FLORIDA BRANDON HOSPITAL TAMPA $144.84 $14.49 – $23.03
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS $103.00 $14.98 – $23.78
HCA FLORIDA CITRUS HOSPITAL Inverness $189.92 $14.49 – $17.47
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $312.75 $14.49 – $23.03

All Florida hospitals for this procedure →