Cell marker study at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$40.75

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$40.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.93 with Optimum vs $162.98 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $2.93 ↓ -93%
Freedom Health MCR $2.93 ↓ -93%
Simply MGMCR $6.28 ↓ -85%
Oscar HIX $6.52 ↓ -84%
Simply Healthcare HIX $6.81 ↓ -83%
Molina Healthcare MGMCR $7.74 ↓ -81%
Humana HMO $8.15 ↓ -80%
Humana PPO $8.15 ↓ -80%
Evolutions TieredNetwork $9.37 ↓ -77%
AvMed HMOFI $9.78 ↓ -76%
Sunshine State Health Plan QHP $10.39 ↓ -75%
AvMed ASOEO $11.41 ↓ -72%
Aetna ASA $12.22 ↓ -70%
Molina Healthcare HIX $13.04 ↓ -68%
United OptionsPPO $13.61 ↓ -67%
Florida Health Care Plan COMM $15.36 ↓ -62%
United GlobalBenefitPlan $18.34 ↓ -55%
AvMed HIXOON $20.38 ↓ -50%
Prime Health Sheriff WORKERSCOMP $20.38 ↓ -50%
Prime Health Sheriff COMM $20.38 ↓ -50%
Plotkin Health COMM $20.38 ↓ -50%
Three Rivers Provider Network WorkersComp $30.56 ↓ -25%
Multiplan PRIMARYPPO $30.56 ↓ -25%
Multiplan Primary $31.79 ↓ -22%
PPO Next COMM $34.64 ↓ -15%
Multiplan COMPLEMENTARYPPO $34.64 ↓ -15%
PPO Next PPO $34.64 ↓ -15%
Multiplan Complementary $34.64 ↓ -15%
NovaNet COMM $36.67 ↓ -10%
United AllPayerAppendix $49.76 ↑ +22%
CorVel Corporation WORKERSCOMP $154.83 ↑ +280%
Prime Health WC $158.09 ↑ +288%
Careworks (Rockport Community) WORKERSCOMP $162.98 ↑ +300%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cell marker study at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $91.00 $49.76 – $157.84
Adventhealth Port Charlotte Port Charlotte $332.79 $54.42 – $99.37
cleveland clinic florida weston hospital Weston $415.35 $11.52 – $175.00
martin north hospital Stuart $415.35 $12.13 – $221.05
indian river hospital Vero Beach $415.35 $11.52 – $511.20
Boca Raton Regional Hospital BOCA RATON $664.95 $25.20 – $70.00
HCA FLORIDA BRANDON HOSPITAL TAMPA $36.66 $49.76 – $160.23
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $37.74 $49.47 – $283.73

All Florida hospitals for this procedure →