_afb org id by sequencing rflx ast-sendout at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$75.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$75.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.45 with Freedom Health vs $461.44 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MCR $5.45 ↓ -93%
Optimum MGMCR $5.45 ↓ -93%
Simply MGMCR $11.67 ↓ -85%
Molina Healthcare MGMCR $14.39 ↓ -81%
Humana PPO $15.15 ↓ -80%
Humana HMO $15.15 ↓ -80%
Evolutions TieredNetwork $17.42 ↓ -77%
AvMed HMOFI $18.18 ↓ -76%
Sunshine State Health Plan QHP $19.32 ↓ -74%
AvMed ASOEO $21.21 ↓ -72%
Aetna ASA $22.73 ↓ -70%
Molina Healthcare HIX $24.24 ↓ -68%
United OptionsPPO $25.30 ↓ -67%
Florida Health Care Plan COMM $28.56 ↓ -62%
United GlobalBenefitPlan $34.09 ↓ -55%
AvMed HIXOON $37.88 ↓ -50%
Plotkin Health COMM $37.88 ↓ -50%
Prime Health Sheriff COMM $37.88 ↓ -50%
Prime Health Sheriff WORKERSCOMP $37.88 ↓ -50%
Multiplan PRIMARYPPO $56.81 ↓ -25%
Three Rivers Provider Network WorkersComp $56.81 ↓ -25%
Multiplan Primary $59.09 ↓ -22%
PPO Next PPO $64.39 ↓ -15%
Multiplan COMPLEMENTARYPPO $64.39 ↓ -15%
Multiplan Complementary $64.39 ↓ -15%
PPO Next COMM $64.39 ↓ -15%
NovaNet COMM $68.17 ↓ -10%
Humana TRICARE $104.56 ↑ +38%
NDMS Definitive Care MGMCR $115.36 ↑ +52%
Humana MGMCRHMO $115.36 ↑ +52%
United VACCN $115.36 ↑ +52%
United AllPayerAppendix $115.36 ↑ +52%
Devoted Health MCR $115.36 ↑ +52%
Wellmed MGMCR $115.36 ↑ +52%
United MCR $117.67 ↑ +55%
BCBS MCRHMO $117.67 ↑ +55%
BCBS MCRPPO $117.67 ↑ +55%
FL Health Care Plan MCR $117.67 ↑ +55%
Aetna MCR $118.24 ↑ +56%
WellCare MCR $121.13 ↑ +60%
Sunshine State MCR $121.13 ↑ +60%
American Health Plan MCR $122.28 ↑ +61%
AvMed MGMCR $122.28 ↑ +61%
Align Senior Care MGMCR $123.44 ↑ +63%
Cigna Healthspring MCR $123.44 ↑ +63%
Florida Complete Care MCR $123.44 ↑ +63%
Gold Kidney of Florida MCR $125.74 ↑ +66%
Seminole County Sheriffs Office MGMCR $126.90 ↑ +68%
Centurion GVT $126.90 ↑ +68%
Clear Spring Health MCR $126.90 ↑ +68%
CarePlus MGMCR $131.51 ↑ +74%
Ultimate Health Plan MCR $132.66 ↑ +75%
Longevity Health Plan MCR $138.43 ↑ +83%
Solis Health Plan MCR $167.27 ↑ +121%
Oscar HIX $167.27 ↑ +121%
Simply Healthcare HIX $179.96 ↑ +138%
CorVel Corporation WORKERSCOMP $220.23 ↑ +191%
Prime Health WC $224.87 ↑ +197%
Careworks (Rockport Community) WORKERSCOMP $231.82 ↑ +206%
Humana MGMCRPPO $461.44 ↑ +509%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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_afb org id by sequencing rflx ast-sendout at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $317.96 $109.59 – $192.54
Adventhealth Lake Wales Lake Wales $381.55 $115.36 – $256.10
Adventhealth Palm Coast Parkway Palm Coast $317.96 $109.59 – $246.40
Adventhealth Tampa Tampa $1,780.58 $115.36 – $256.10
AdventHealth New Smyrna Beach New Smyrna Beach $295.94 $109.59 – $252.00
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $76.00 $92.29 – $224.51
Adventhealth Port Charlotte Port Charlotte $770.20 $115.36 – $210.65
cleveland clinic florida weston hospital Weston $556.40 $92.55 – $727.60

All Florida hospitals for this procedure →