Albumin, human 5 % intravenous solution at Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.)

5151 N 9th Ave, Pensacola, FL · Ascension · · NPI 1922032424

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 7, 2026

$48.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$120.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.52 with UHC HMO vs $50.18 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC HMO 2529_UNITED HEALTH CARE HMO PSH 20250701 $17.52 ↓ -64%
UHC NHP 2530_UNITED HEALTH CARE NHP PSH 20250701 $17.52 ↓ -64%
CIGNA 2531_CIGNA PSH 20250701 $50.18 ↑ +5%

Visitor-reported prices

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Albumin, human 5 % intravenous solution at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $72.36 $12.96 – $50.18
HCA FLORIDA CITRUS HOSPITAL Inverness $341.00 $10.30 – $22.83
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $538.02 $10.30 – $22.83
HCA FLORIDA FORT WALTON-DESTIN HOSPITAL NAVARRE $664.00 $10.30 – $28.14
HCA FLORIDA GULF COAST HOSPITAL PANAMA CITY $462.00 $10.30 – $17.52
HCA FLORIDA MERCY HOSPITAL MIAMI $1,012.00 $10.30 – $17.52
HCA FLORIDA NORTHWEST HOSPITAL MARGATE $69.00 $10.30 – $17.52
HCA FLORIDA PUTNAM HOSPITAL Palatka $176.50 $10.30 – $17.52

All Florida hospitals for this procedure →