Albumin, human 5 % intravenous solution at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$664.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$664.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.30 with Humana vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $10.30 ↓ -98%
United AllPayerAppendix $28.14 ↓ -96%
BCBS MCRPPO $31.87 ↓ -95%
BCBS MCRHMO $32.00 ↓ -95%
Aetna MCR $45.82 ↓ -93%
BCBS BSL $73.04 ↓ -89%
BCBS MBN $73.04 ↓ -89%
BCBS SBN $73.04 ↓ -89%
BCBS PPO $98.94 ↓ -85%
BCBS NWB $98.94 ↓ -85%
BCBS HMO $100.26 ↓ -85%
Simply MGMCR $102.26 ↓ -85%
United OptionsPPO $136.78 ↓ -79%
BCBS PHS $171.98 ↓ -74%
Aetna ASA $199.20 ↓ -70%
Molina Healthcare HIX $212.48 ↓ -68%
United GlobalBenefitPlan $298.80 ↓ -55%
Plotkin Health COMM $332.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $332.00 ↓ -50%
Prime Health Sheriff COMM $332.00 ↓ -50%
AvMed HIXOON $332.00 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $431.60 ↓ -35%
Naphcare Prison $431.60 ↓ -35%
Multiplan Primary $517.92 ↓ -22%
Evernorth BHCOMM $531.20 ↓ -20%
PPO Next COMM $564.40 ↓ -15%
PPO Next PPO $564.40 ↓ -15%
Multiplan Complementary $564.40 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $597.60 ↓ -10%
NovaNet COMM $597.60 ↓ -10%
Beacon Health Options MCR $664.00 ↑ +0%
American Health Plan MCR $15,000.00 ↑ +2159%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Albumin, human 5 % intravenous solution at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $48.00 $17.52 – $50.18
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $72.36 $12.96 – $50.18
HCA FLORIDA CITRUS HOSPITAL Inverness $341.00 $10.30 – $22.83
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $538.02 $10.30 – $22.83
HCA FLORIDA GULF COAST HOSPITAL PANAMA CITY $462.00 $10.30 – $17.52
HCA FLORIDA MERCY HOSPITAL MIAMI $1,012.00 $10.30 – $17.52
HCA FLORIDA NORTHWEST HOSPITAL MARGATE $69.00 $10.30 – $17.52
HCA FLORIDA PUTNAM HOSPITAL Palatka $176.50 $10.30 – $17.52

All Florida hospitals for this procedure →