Caregiver training strategies&tq ea addl 15 min at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$24.48 with Humana vs $282.33 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $24.48 | — |
| TriWest Healthcare Alliance | FED | $25.19 | — |
| Wellmed | MGMCR | $25.70 | — |
| Veterans Evaluation Services | MCR | $25.70 | — |
| Humana | MGMCRHMO | $25.70 | — |
| Humana | MGMCRPPO | $25.70 | — |
| NDMS Definitive Care | MGMCR | $25.70 | — |
| Hospice Big Bend | FED | $25.70 | — |
| United | VACCN | $25.70 | — |
| United | MCR | $26.21 | — |
| BCBS | MCRPPO | $26.21 | — |
| BCBS | MCRHMO | $26.21 | — |
| Aetna | MCR | $26.34 | — |
| WellCare | MCR | $26.98 | — |
| Sunshine State | MCR | $26.98 | — |
| American Health Plan | MCR | $27.24 | — |
| Florida Complete Care | MCR | $27.50 | — |
| Align Senior Care | MGMCR | $27.50 | — |
| Healthspring of Florida | MGMGR | $27.50 | — |
| Gold Kidney of Florida | MCR | $28.01 | — |
| Clear Spring Health | MCR | $28.27 | — |
| Centurion | GVT | $28.27 | — |
| Ultimate Health Plan | MCR | $29.55 | — |
| Longevity Health Plan | MCR | $30.84 | — |
| Oscar | HIX | $40.78 | — |
| Aetna | QHP | $47.68 | — |
| Simply Healthcare | HIX | $52.39 | — |
| Cigna | NBN | $54.58 | — |
| Molina Healthcare | MGMCR | $59.60 | — |
| Aetna | PPO | $66.19 | — |
| Aetna | HMO | $66.19 | — |
| AvMed | HMOFI | $75.29 | — |
| United | OptionsPPO | $76.23 | — |
| Sunshine State Health Plan | QHP | $79.99 | — |
| AvMed | ASOEO | $87.84 | — |
| Aetna | ASA | $94.11 | — |
| Molina Healthcare | HIX | $100.38 | — |
| Humana | PPO | $119.21 | — |
| Humana | HMO | $119.21 | — |
| Cigna | PPO | $130.19 | — |
| Cigna | ManagedCareHMO | $130.19 | — |
| United | GlobalBenefitPlan | $141.16 | — |
| AvMed | HIXOON | $156.85 | — |
| Plotkin Health | COMM | $156.85 | — |
| Prime Health Sheriff | COMM | $156.85 | — |
| Prime Health Sheriff | WORKERSCOMP | $156.85 | — |
| Multiplan | Primary | $244.69 | — |
| PPO Next | PPO | $266.64 | — |
| PPO Next | COMM | $266.64 | — |
| Multiplan | Complementary | $266.64 | — |
| NovaNet | COMM | $282.33 | — |
Visitor-reported prices
Comments
Caregiver training strategies&tq ea addl 15 min at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $25.24 – $46.69 |
| Adventhealth Tampa | Tampa | $83.02 | not published |
| Baptist Hospital | MIAMI | $70.85 | $18.86 – $173.17 |
| Bethesda Hospital East | BOYNTON BEACH | $70.85 | $26.16 – $98.10 |
| Doctors Hospital | CORAL GABLES | $70.85 | $19.08 – $98.10 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $70.85 | $18.97 – $98.10 |
| Fishermens Community Hospital | MARATHON | $70.85 | $18.20 – $98.10 |
| Homestead Hospital | HOMESTEAD | $70.85 | $18.53 – $98.10 |