Insitu hybridization (fish) at Ascension Sacred Heart Bay (Bay County Health System, Inc.)
615 N. Bonita Ave, Panama City, FL · Ascension · · NPI 1720078041
$233.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$583.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$172.01 with WELLCARE vs $830.88 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WELLCARE | 2492_MEDICARE ADVANTAGE WELLCARE OUTPATIENT BMFL 20250101 | $172.01 | ↓ -26% |
| WELLCARE | 2604_MEDICARE ADVANTAGE WELLCARE INPATIENT BMFL 20251001 | $172.01 | ↓ -26% |
| MEDICARE ADVANTAGE | 2439_MEDICARE REPLACEMENT OUTPATIENT BMFL 20250101 | $172.01 | ↓ -26% |
| MEDICARE ADVANTAGE | 2608_MEDICARE REPLACEMENT INPATIENT BMFL 20251001 | $172.01 | ↓ -26% |
| BLUE MCR REPLACEMENT | 2432_MEDICARE ADVANTAGE BLUE OUTPATIENT BMFL 20250101 | $172.01 | ↓ -26% |
| BLUE MCR REPLACEMENT | 2596_MEDICARE ADVANTAGE BLUE INPATIENT BMFL 20251001 | $172.01 | ↓ -26% |
| FACILITY BILLING - OP | 1472_FACILITY BILLING OUTPATIENT PSH 20190101 | $172.01 | ↓ -26% |
| UHC MEDICARE | 2614_UHC MEDICARE ADVANTAGE INPATIENT BMFL 20251001 | $173.73 | ↓ -26% |
| HEALTHSPRING MCR REPLACEMENT | 2434_MEDICARE ADVANTAGE CIGNA HEALTHSPRING OUTPATIENT BMFL 20250101 | $173.73 | ↓ -26% |
| UHC MEDICARE | 2550_UHC MEDICARE ADVANTAGE OUTPATIENT BMFL 20250501 | $173.73 | ↓ -26% |
| HEALTHSPRING MCR REPLACEMENT | 2598_MEDICARE ADVANTAGE CIGNA HEALTHSPRING INPATIENT BMFL 20251001 | $175.45 | ↓ -25% |
| HUMANA GOLD CHOICE MCR REPLACEMENT | 2436_MEDICARE ADVANTAGE HUMANA GOLD OUTPATIENT BMFL 20250101 | $177.17 | ↓ -24% |
| AETNA MCR REPLACEMENT | 2430_AETNA MEDICARE REPLACEMENT OUTPATIENT BMFL 20250101 | $177.17 | ↓ -24% |
| AETNA MCR REPLACEMENT | 2594_AETNA MEDICARE REPLACEMENT INPATIENT BMFL 20251001 | $177.17 | ↓ -24% |
| HUMANA GOLD CHOICE MCR REPLACEMENT | 2600_MEDICARE ADVANTAGE HUMANA GOLD INPATIENT BMFL 20251001 | $177.17 | ↓ -24% |
| SMARTHEALTH | 2442_SMARTHEALTH OUTPATIENT 20250101 | $240.81 | ↑ +3% |
| SMARTHEALTH | 2610_SMARTHEALTH INPATIENT 20251001 | $240.81 | ↑ +3% |
| ENCOMPASS HEALTH REHABILITATION | 2431_ENCOMPASS HEALTH REHABILITATION MEDICARE OUTPATIENT BMFL 20250101 | $258.01 | ↑ +11% |
| OSCAR HEALTH PLAN | 2456_OSCAR HEALTH PLAN OUTPATIENT 20250401 | $275.22 | ↑ +18% |
| OSCAR HEALTH PLAN | 2609_OSCAR HEALTH PLAN INPATIENT 20251001 | $275.22 | ↑ +18% |
| UHC HMO | 2527_UNITED HEALTH CARE HMO BMFL 20250701 | $283.41 | ↑ +22% |
| UHC NHP | 2528_UNITED HEALTH CARE NHP BMFL 20250701 | $283.41 | ↑ +22% |
| AMBETTER COMMERCIAL-EXCHANGE | 2611_SUNSHINE HEALTH AMBETTER COMMERCIAL INPATIENT PSH 20251001 | $283.82 | ↑ +22% |
| AMBETTER COMMERCIAL-EXCHANGE | 2426_SUNSHINE HEALTH AMBETTER COMMERCIAL OUTPATIENT PSH 20250101 | $283.82 | ↑ +22% |
| OCCUNET | 2114_MEDICARE ADVANTAGE OCCUNET OUTPATIENT 20221201 | $318.22 | ↑ +36% |
| OCCUNET | 2603_MEDICARE ADVANTAGE OCCUNET INPATIENT 20251001 | $387.02 | ↑ +66% |
| AETNA | 2495_AETNA BMFL 20250701 | $564.22 | ↑ +142% |
| CIGNA | 2532_CIGNA BMFL 20250701 | $830.88 | ↑ +256% |
Visitor-reported prices
Comments
Insitu hybridization (fish) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA GULF COAST HOSPITAL | PANAMA CITY | not published | $255.84 – $291.26 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $1,567.00 | $274.61 – $291.26 |
| cleveland clinic florida weston hospital | Weston | $768.30 | $92.98 – $397.21 |
| martin north hospital | Stuart | $768.30 | $99.69 – $397.21 |
| indian river hospital | Vero Beach | $768.30 | $94.71 – $397.21 |
| Boca Raton Regional Hospital | BOCA RATON | $724.10 | $100.86 – $469.51 |
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | $820.69 | $278.77 – $291.26 |
| Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) | Pensacola | $255.60 | $172.01 – $830.88 |