M/phmtrc alysishquant/semiq at HCA FLORIDA PUTNAM HOSPITAL
611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100
$455.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$455.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31.45 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | MCRPPO | $31.45 | ↓ -93% |
| Aetna | MCR | $31.45 | ↓ -93% |
| BCBS | MCRHMO | $31.58 | ↓ -93% |
| Oscar | HIX | $54.69 | ↓ -88% |
| AvMed | HMOFI | $54.69 | ↓ -88% |
| Simply Healthcare | HIX | $57.88 | ↓ -87% |
| AvMed | ASOEO | $63.80 | ↓ -86% |
| Simply | MGMCR | $70.19 | ↓ -85% |
| Humana | HMO | $77.48 | ↓ -83% |
| Humana | PPO | $77.48 | ↓ -83% |
| United | AllPayerAppendix | $85.84 | ↓ -81% |
| Molina Healthcare | MGMCR | $86.59 | ↓ -81% |
| Evolutions | TieredNetwork | $104.82 | ↓ -77% |
| Sunshine State Health Plan | QHP | $116.22 | ↓ -74% |
| Aetna | ASA | $136.72 | ↓ -70% |
| Molina Healthcare | HIX | $145.84 | ↓ -68% |
| United | OptionsPPO | $149.49 | ↓ -67% |
| United | GlobalBenefitPlan | $205.09 | ↓ -55% |
| Prime Health Sheriff | WORKERSCOMP | $227.88 | ↓ -50% |
| Prime Health Sheriff | COMM | $227.88 | ↓ -50% |
| AvMed | HIXOON | $227.88 | ↓ -50% |
| Plotkin Health | COMM | $227.88 | ↓ -50% |
| CorVel Corporation | WORKERSCOMP | $258.41 | ↓ -43% |
| Prime Health | WC | $263.85 | ↓ -42% |
| Careworks (Rockport Community) | WORKERSCOMP | $272.01 | ↓ -40% |
| Multiplan | Primary | $355.49 | ↓ -22% |
| Multiplan | Complementary | $387.39 | ↓ -15% |
| American Health Plan | MCR | $15,000.00 | ↑ +3191% |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
M/phmtrc alysishquant/semiq at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $610.00 | $85.84 – $280.39 |
| Adventhealth Port Charlotte | Port Charlotte | $972.76 | not published |
| Baptist Hospital | MIAMI | $245.05 | $20.65 – $285.30 |
| Bethesda Hospital East | BOYNTON BEACH | $245.05 | $20.65 – $285.30 |
| Boca Raton Regional Hospital | BOCA RATON | $364.65 | $41.40 – $115.00 |
| Doctors Hospital | CORAL GABLES | $245.05 | $20.02 – $285.30 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $245.05 | $20.02 – $285.30 |
| Fishermens Community Hospital | MARATHON | $245.05 | $20.02 – $285.30 |