ER Visit (level 4) at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$7,707.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,707.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.15 with CorVel Corporation vs $7,994.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $130.15 ↓ -98%
Prime Health WC $132.89 ↓ -98%
Careworks (Rockport Community) WORKERSCOMP $137.00 ↓ -98%
Cigna NBN $949.00 ↓ -88%
Molina Healthcare HIX $960.00 ↓ -88%
Sunshine State Health Plan QHP $1,507.00 ↓ -80%
United AllPayerAppendix $1,693.00 ↓ -78%
BCBS SBN $1,810.00 ↓ -77%
BCBS MBN $1,810.00 ↓ -77%
BCBS BSL $1,810.00 ↓ -77%
Simply Healthcare HIX $1,870.00 ↓ -76%
Cigna ManagedCareHMO $2,270.00 ↓ -71%
Cigna PPO $2,270.00 ↓ -71%
BCBS HMO $2,291.00 ↓ -70%
Aetna ASA $2,312.32 ↓ -70%
Evolutions TieredNetwork $2,315.00 ↓ -70%
United OptionsPPO $2,528.14 ↓ -67%
Oscar HIX $2,640.00 ↓ -66%
BCBS NWB $2,671.00 ↓ -65%
BCBS PPO $2,671.00 ↓ -65%
United GlobalBenefitPlan $3,468.49 ↓ -55%
AvMed HIXOON $3,853.88 ↓ -50%
Plotkin Health COMM $3,853.88 ↓ -50%
Prime Health Sheriff COMM $3,853.88 ↓ -50%
Prime Health Sheriff WORKERSCOMP $3,853.88 ↓ -50%
BCBS PHS $4,801.00 ↓ -38%
Multiplan Primary $6,012.05 ↓ -22%
Multiplan Complementary $6,551.59 ↓ -15%
AvMed HMOFI $7,278.00 ↓ -6%
AvMed ASOEO $7,994.00 ↑ +4%

Visitor-reported prices

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ER Visit (level 4) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $2,233.14 $413.95 – $727.25
Adventhealth Lake Wales Lake Wales $1,991.01 $435.74 – $967.34
Adventhealth Palm Coast Parkway Palm Coast $1,946.01 $413.95 – $930.69
Adventhealth Tampa Tampa $2,959.97 $435.74 – $967.34
AdventHealth New Smyrna Beach New Smyrna Beach $2,469.48 $413.95 – $951.87
Adventhealth Port Charlotte Port Charlotte $5,468.64 $435.74 – $795.66
cleveland clinic florida weston hospital Weston $2,387.45 $59.76 – $3,122.05
martin north hospital Stuart $2,387.45 $88.36 – $1,836.50

All Florida hospitals for this procedure →