ER Visit (level 4) at AdventHealth New Smyrna Beach
401 Palmetto St, New Smyrna Beach, FL · AdventHealth · · NPI 1871977942
$2,469.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,469.48
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$413.95 with Florida Health Care Plan vs $951.87 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Florida Health Care Plan | Medicare Managed Care Plan | $413.95 | ↓ -83% |
| Careplus | Medicare Managed Care Plan | $435.74 | ↓ -82% |
| Bcbs | Medicare Managed Care Plan | $448.81 | ↓ -82% |
| Unitedhealthcare | Medicare Managed Care | $457.53 | ↓ -81% |
| Simply Healthcare | Medicare Managed Care Plan | $461.88 | ↓ -81% |
| Aetna | Medicare Managed Care Plan | $466.24 | ↓ -81% |
| Oscar | Exchange | $951.87 | ↓ -61% |
Visitor-reported prices
Comments
ER Visit (level 4) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $2,233.14 | $413.95 – $727.25 |
| Adventhealth Lake Wales | Lake Wales | $1,991.01 | $435.74 – $967.34 |
| Adventhealth Palm Coast Parkway | Palm Coast | $1,946.01 | $413.95 – $930.69 |
| Adventhealth Tampa | Tampa | $2,959.97 | $435.74 – $967.34 |
| Adventhealth Port Charlotte | Port Charlotte | $5,468.64 | $435.74 – $795.66 |
| cleveland clinic florida weston hospital | Weston | $2,387.45 | $59.76 – $3,122.05 |
| martin north hospital | Stuart | $2,387.45 | $88.36 – $1,836.50 |
| indian river hospital | Vero Beach | $2,387.45 | $59.76 – $2,938.40 |