Adh-sendout at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.71 with AvMed vs $42.42 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HMOFI $4.71
AvMed ASOEO $5.50
Simply MGMCR $6.04
Humana PPO $6.67
Humana HMO $6.67
Molina Healthcare MGMCR $7.46
Evolutions TieredNetwork $9.03
Sunshine State Health Plan QHP $10.01
Aetna ASA $11.78
Molina Healthcare HIX $12.56
United OptionsPPO $12.87
United GlobalBenefitPlan $17.66
Prime Health Sheriff WORKERSCOMP $19.63
Plotkin Health COMM $19.63
AvMed HIXOON $19.63
Prime Health Sheriff COMM $19.63
CorVel Corporation WORKERSCOMP $28.92
Prime Health WC $29.53
Careworks (Rockport Community) WORKERSCOMP $30.44
Multiplan Primary $30.61
Humana TRICARE $30.76
Multiplan Complementary $33.36
United VACCN $33.94
United AllPayerAppendix $33.94
NDMS Definitive Care MGMCR $33.94
Humana MGMCRPPO $33.94
Wellmed MGMCR $33.94
Humana MGMCRHMO $33.94
BCBS MCRPPO $34.62
United MCR $34.62
BCBS MCRHMO $34.62
FL Health Care Plan MCR $34.62
Aetna MCR $34.79
WellCare MCR $35.64
Sunshine State MCR $35.64
American Health Plan MCR $35.98
Cigna Healthspring MCR $36.32
Florida Complete Care MCR $36.32
Align Senior Care MGMCR $36.32
Gold Kidney of Florida MCR $36.99
Putnam County Sheriffs LocalGovernment $37.33
Clear Spring Health MCR $37.33
Centurion GVT $37.33
Ultimate Health Plan MCR $39.03
Longevity Health Plan MCR $40.73
Oscar HIX $41.41
Simply Healthcare HIX $42.42
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Adh-sendout at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $98.22 $32.24 – $56.65
Adventhealth Lake Wales Lake Wales $106.91 $33.94 – $75.35
Adventhealth Palm Coast Parkway Palm Coast $37.17 $32.24 – $72.49
Adventhealth Tampa Tampa $118.79 $33.94 – $75.35
AdventHealth New Smyrna Beach New Smyrna Beach $133.57 $32.24 – $74.14
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $29.00 $27.15 – $49.21
Adventhealth Port Charlotte Port Charlotte $227.05 $33.94 – $61.97
cleveland clinic florida weston hospital Weston $37.70 $14.25 – $52.34

All Florida hospitals for this procedure →