Abdominal MRI (without contrast) at HCA FLORIDA PUTNAM HOSPITAL

611 Zeagler Drive, Palatka, FL · HCA Florida Healthcare · · NPI 1487045100

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$517.79 with United vs $6,969.79 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $517.79
Simply MGMCR $1,262.76
Aetna QHP $1,392.00
Molina Healthcare MGMCR $1,557.95
Aetna PPO $1,816.00
Aetna HMO $1,816.00
Sunshine State Health Plan QHP $2,090.94
Aetna ASA $2,459.93
Molina Healthcare HIX $2,623.92
United OptionsPPO $2,689.52
CorVel Corporation WORKERSCOMP $3,029.59
Prime Health WC $3,093.37
AvMed HMOFI $3,110.00
Careworks (Rockport Community) WORKERSCOMP $3,189.04
AvMed ASOEO $3,418.00
United GlobalBenefitPlan $3,689.89
AvMed HIXOON $4,099.88
Prime Health Sheriff COMM $4,099.88
Prime Health Sheriff WORKERSCOMP $4,099.88
Plotkin Health COMM $4,099.88
Multiplan Primary $6,395.81
Multiplan Complementary $6,969.79

Visitor-reported prices

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Abdominal MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,155.65 $236.71 – $517.67
Adventhealth Lake Wales Lake Wales $16,214.30 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $6,059.52 $236.71 – $703.89
Adventhealth Tampa Tampa $5,638.72 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $3,503.34 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $8,131.84 $249.17 – $454.98
cleveland clinic florida weston hospital Weston $1,734.85 $60.51 – $1,772.25
martin north hospital Stuart $1,734.85 $54.14 – $1,042.50

All Florida hospitals for this procedure →