Abdominal MRI (without contrast) at Adventhealth Lake Wales

410 S 11Th St, Lake Wales, FL · AdventHealth · · NPI 1053972760

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$16,214.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,214.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$249.17 with Health First Health Plans vs $715.19 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health First Health Plans Medicare Managed Care - Hmo $249.17 ↓ -98%
Bcbs Medicare Managed Care - Hmo $256.64 ↓ -98%
Aetna Medicare Managed Care - Hmo/Ppo $259.13 ↓ -98%
Freedom Health Medicare Managed Care - Hmo $261.63 ↓ -98%
Simply Healthcare Plans Medicare Managed Care - Hmo $264.12 ↓ -98%
Cigna Medicare Managed Care - Hmo/Ppo $266.61 ↓ -98%
Aetna Qhp Exchange $399.22 ↓ -98%
Unitedhealthcare Nexus Hmo $487.85 ↓ -97%
Unitedhealthcare Neighborhood Health Partnership (Nhp) Hmo $487.85 ↓ -97%
Unitedhealthcare Compass Exchange $487.85 ↓ -97%
Unitedhealthcare Hmo/Ppo $487.85 ↓ -97%
Oscar Individual Epo $502.77 ↓ -97%
Sunshine Health Ambetter Exchange $553.15 ↓ -97%
Aetna Hmo/Ppo $662.59 ↓ -96%
Cigna Castcare Disney Hmo $715.19 ↓ -96%

Visitor-reported prices

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Abdominal MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,155.65 $236.71 – $517.67
Adventhealth Palm Coast Parkway Palm Coast $6,059.52 $236.71 – $703.89
Adventhealth Tampa Tampa $5,638.72 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $3,503.34 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $8,131.84 $249.17 – $454.98
cleveland clinic florida weston hospital Weston $1,734.85 $60.51 – $1,772.25
martin north hospital Stuart $1,734.85 $54.14 – $1,042.50
indian river hospital Vero Beach $1,734.85 $64.76 – $1,668.00

All Florida hospitals for this procedure →