Fern test at HCA FLORIDA ORANGE PARK HOSPITAL

2560 BLANDING BLVD, MIDDLEBURG, FL · HCA Florida Healthcare · · NPI 1689611501

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$946.84

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$946.84

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.79 with Hospice Community vs $852.16 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hospice Community MCR $7.79 ↓ -99%
Hospice Community FED $7.79 ↓ -99%
Hospice Haven MCR $8.77 ↓ -99%
Humana TRICARE $9.10 ↓ -99%
CarePlus MGMCR $9.74 ↓ -99%
Veterans Evaluation Services MCR $9.74 ↓ -99%
United VACCN $9.74 ↓ -99%
Devoted Health MCR $9.74 ↓ -99%
United Behavioral Health VACCN $9.74 ↓ -99%
NDMS Definitive Care MGMCR $9.74 ↓ -99%
Humana MGMCRHMO $9.74 ↓ -99%
Humana MGMCRPPO $9.74 ↓ -99%
United AllPayerAppendix $9.74 ↓ -99%
WellMed MGMCRTier3 $9.79 ↓ -99%
WellMed MGMCRTier1 $9.79 ↓ -99%
WellMed MGMCRTier2 $9.79 ↓ -99%
BCBS MCRHMO $9.93 ↓ -99%
United MCR $9.93 ↓ -99%
BCBS MCRPPO $9.93 ↓ -99%
Sunshine State MCR $10.23 ↓ -99%
WellCare MCR $10.23 ↓ -99%
American Health Plan MCR $10.32 ↓ -99%
Cigna Healthspring MCR $10.42 ↓ -99%
Florida Complete Care MGMCR $10.42 ↓ -99%
Gold Kidney MGMCR $10.62 ↓ -99%
Longevity MCR $11.69 ↓ -99%
Simply Healthcare HIX $12.08 ↓ -99%
Clay County Sheriffs Office LOGOV $12.18 ↓ -99%
Oscar HIX $14.12 ↓ -99%
Optimum Healthcare MGMCR $79.53 ↓ -92%
AvMed HIX $113.62 ↓ -88%
United OptionsPPO $113.62 ↓ -88%
Simply Healthcare MGMCR $145.81 ↓ -85%
Positive Healthcare MCR $208.30 ↓ -78%
AvMed HMOFI $217.77 ↓ -77%
Sunshine State Health Plan QHP $241.44 ↓ -75%
Molina Healthcare HIX $255.65 ↓ -73%
AvMed ASOEO $265.12 ↓ -72%
Aetna ASA $284.05 ↓ -70%
Humana PPO $388.20 ↓ -59%
Humana HMO $388.20 ↓ -59%
United GlobalBenefitPlanAppendix $426.08 ↓ -55%
MD Medicare Choice MCRHMO $426.08 ↓ -55%
Plotkin Health COMM $473.42 ↓ -50%
MultiPlan PRIMARYNETWORK $738.54 ↓ -22%
Evolutions Healthcare MANAGEDCAREPPO $757.47 ↓ -20%
Evernorth COMM $757.47 ↓ -20%
MultiPlan COMPLEMENTARYNETWORK $804.81 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $804.81 ↓ -15%
PPO Next PPO $804.81 ↓ -15%
PPO Next COMM $804.81 ↓ -15%
NovaNet COMM $852.16 ↓ -10%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Fern test at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.) Middleburg $5.74 $8.57 – $9.74
cleveland clinic florida weston hospital Weston $34.45 $2.34 – $45.05
martin north hospital Stuart $34.45 $2.46 – $39.75
indian river hospital Vero Beach $34.45 $2.34 – $42.40
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $5.74 $8.57 – $9.74
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $27.04 $9.74 – $36.96
HCA FLORIDA HIGHLANDS HOSPITAL Sebring $223.00 $9.74 – $22.01
HCA FLORIDA TRINITY HOSPITAL TRINITY $274.05 $8.83 – $14.12

All Florida hospitals for this procedure →