Fern test at HCA FLORIDA TRINITY HOSPITAL

9330 SR 54, TRINITY, FL · HCA Florida Healthcare · · NPI 1891741849

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$274.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$274.05

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.83 with Humana vs $252.13 with Evolutions Healthcare Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $8.83 ↓ -97%
CareSource Tricare $9.10 ↓ -97%
United VA CCN FED $9.74 ↓ -96%
United MGMCD $9.74 ↓ -96%
United AllPayerAppendix $9.74 ↓ -96%
WellCare MCR $9.74 ↓ -96%
United Behavioral Health VACNN $9.74 ↓ -96%
WellMed MCR $9.74 ↓ -96%
Devoted Health MCR $9.74 ↓ -96%
Aetna MCR $9.74 ↓ -96%
Hernando-Pasco Hospice COMM $9.74 ↓ -96%
Sunshine State MCR $9.74 ↓ -96%
NDMS Definitive Care MCR $9.74 ↓ -96%
Ultimate Health Plan MCR $9.93 ↓ -96%
BCBS MCRPPO $9.93 ↓ -96%
BCBS MGMCRHMO $9.93 ↓ -96%
United MCR $9.93 ↓ -96%
HUMANA MGMCRPPO $10.23 ↓ -96%
BayCare Health Plans MCR $10.23 ↓ -96%
American Health Plan MCR $10.32 ↓ -96%
Florida Complete Care MCR $10.42 ↓ -96%
Align Senior Care MCR $10.42 ↓ -96%
Cigna HealthSpring MCR $10.42 ↓ -96%
SECUR MGMCR $10.52 ↓ -96%
Gold Kidney of Florida Medicare $10.62 ↓ -96%
Clear Spring Health MCR $10.71 ↓ -96%
HUMANA MGMCRHMO $10.71 ↓ -96%
Centurion LOGOV $10.71 ↓ -96%
Pasco Sheriff's Office MCR $10.71 ↓ -96%
CarePlus MGMCR $11.10 ↓ -96%
Longevity Health Plan MCR $11.69 ↓ -96%
Simply Healthcare HIX $12.18 ↓ -96%
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $12.88 ↓ -95%
Oscar HIX $13.25 ↓ -95%
Solis Health Plan MCR $14.12 ↓ -95%
Access 2 Healthcare Physicians Freedom Health MGMCR $19.73 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $19.73 ↓ -93%
Optimum Healthcare MCRHMO $21.38 ↓ -92%
Freedom Health Care MGMGR $21.38 ↓ -92%
Optimum Healthcare MCRPPO $21.38 ↓ -92%
Optimum Healthcare PFFS $21.38 ↓ -92%
AvMed HIX $21.92 ↓ -92%
Simply Healthcare MGMCR $42.20 ↓ -85%
United OptionsPPO $44.94 ↓ -84%
Molina MGMCR $52.07 ↓ -81%
AvMed HMOFI $60.29 ↓ -78%
Evolutions Healthcare Systems PrimeTier1 $63.03 ↓ -77%
AvMed ASOEO $68.51 ↓ -75%
Sunshine State Health Plan QHP $69.88 ↓ -75%
Molina HIX $73.99 ↓ -73%
Humana HMO $76.73 ↓ -72%
Humana PPO $76.73 ↓ -72%
Aetna ASA $82.22 ↓ -70%
United GlobalBenefitPlanAppendix $123.32 ↓ -55%
Beacon Health Options COMM $137.03 ↓ -50%
Prime Health Sheriff COMM $137.03 ↓ -50%
Plotkin Health COMM $137.03 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $164.43 ↓ -40%
Multiplan PRIMARYPPO $205.54 ↓ -25%
Evernorth BHCOMM $219.24 ↓ -20%
Evolutions Healthcare Systems ADVANTAGENETWORK $232.94 ↓ -15%
Evolutions Healthcare Systems SELECTNETWORK $232.94 ↓ -15%
Multiplan COMPLEMENTARYPPO $232.94 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $252.13 ↓ -8%
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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Fern test at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $34.45 $2.34 – $45.05
martin north hospital Stuart $34.45 $2.46 – $39.75
indian river hospital Vero Beach $34.45 $2.34 – $42.40
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $5.74 $8.57 – $9.74
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $27.04 $9.74 – $36.96
Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.) Middleburg $5.74 $8.57 – $9.74
HCA FLORIDA HIGHLANDS HOSPITAL Sebring $223.00 $9.74 – $22.01
HCA FLORIDA ST. LUCIE HOSPITAL STUART $217.00 $9.70 – $22.01

All Florida hospitals for this procedure →