Kit ipg optimizer smart at West Kendall Baptist Hospital

9555 SW 162 AVE, MIAMI, FL · Baptist Health South Florida · · NPI 1417279936

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$130,070.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$200,109.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with QUALITY HEALTH vs $48,909.41 with AVMED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
QUALITY HEALTH MULTIPLAN $0.01 ↓ -100%
AETNA AETNA HMO $0.01 ↓ -100%
AFFORDABLE AFFORDABLE PPO $0.01 ↓ -100%
INTERNATIONAL INTERNATIONAL AETNA $0.01 ↓ -100%
CIGNA CIGNA HMO $0.01 ↓ -100%
CIGNA CIGNA PPO $0.01 ↓ -100%
DIMENSION HEALTH PLAN DIMENSION 2 $0.01 ↓ -100%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $0.01 ↓ -100%
DIMENSION HEALTH PLAN DIMENSION PLUS $0.01 ↓ -100%
BLUE CROSS BLUE CROSS $0.01 ↓ -100%
BLUE CROSS BLUE CARE HMO $0.01 ↓ -100%
BLUE CROSS BCBS NETWORKBLUE $0.01 ↓ -100%
PHCS PHCS $0.01 ↓ -100%
UNITED HEALTHCARE INTL UNITED HEALTH $0.01 ↓ -100%
UNITED HEALTHCARE UNITED HMO $0.01 ↓ -100%
UNITED HEALTHCARE UNITED PPO $0.01 ↓ -100%
UNITED HEALTHCARE NHP HMO $0.01 ↓ -100%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $0.01 ↓ -100%
AETNA AETNA PPO $0.01 ↓ -100%
AETNA AETNA TIER 2 $0.01 ↓ -100%
AETNA AETNA CATASTROPHIC $0.01 ↓ -100%
BLUE CROSS MY BLUE EX $17,173.53 ↓ -87%
UNITED HEALTHCARE UNITED HLTH MC HMO $31,535.02 ↓ -76%
AVMED AVMED ENTRUST $35,250.93 ↓ -73%
NON CONTRACTED OSCAR HEALTH EXCHANGE $36,857.81 ↓ -72%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $38,163.40 ↓ -71%
AETNA AETNA HMO EXCHANGE $38,163.40 ↓ -71%
AVMED AVMED INDIVIDUAL $40,071.57 ↓ -69%
AVMED AVMED HMO $41,075.87 ↓ -68%
BLUE CROSS BLUE SELECT $42,180.60 ↓ -68%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $43,486.19 ↓ -67%
AMERIHEALTH AMERIHTH CARITAS NXT EX $45,193.50 ↓ -65%
AVMED AVMED PPO $48,909.41 ↓ -62%

Visitor-reported prices

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Kit ipg optimizer smart at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $130,070.85 $0.01 – $45,193.50
cleveland clinic florida weston hospital Weston $33,800.00 $7,728.00 – $39,100.00
Bethesda Hospital East BOYNTON BEACH $130,070.85 $0.01 – $68,292.40
Boca Raton Regional Hospital BOCA RATON $119,988.05 $50,764.18 – $120,541.84
Doctors Hospital CORAL GABLES $130,070.85 $0.01 – $45,193.50
Baptist Health Hospital Doral SOUTH MIAMI $130,070.85 $0.01 – $45,193.50
Fishermens Community Hospital MARATHON $130,070.85 $16,771.81 – $90,387.00
Homestead Hospital HOMESTEAD $130,070.85 $167.89 – $90,387.00

All Florida hospitals for this procedure →