Kit ipg optimizer smart at Fishermens Community Hospital
3301 OVERSEAS HIGHWAY, MARATHON, FL · Baptist Health South Florida · · NPI 1235669110
$130,070.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$200,109.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16,771.81 with BLUE CROSS vs $100,430.00 with BLUE CROSS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS | MY BLUE EX | $16,771.81 | ↓ -87% |
| BLUE CROSS | BCBS MEDICARE PPO | $21,090.30 | ↓ -84% |
| LEON MEDICAL | LEON HEALTH MC HMO | $21,090.30 | ↓ -84% |
| MEDICARE MANAGED CARE | DOCTORS HEALTHCARE MC HMO | $21,090.30 | ↓ -84% |
| MEDICARE | SIMPLYHLTH MC HMO NC | $21,090.30 | ↓ -84% |
| UNITED HEALTHCARE | UNITED HLTH MC HMO | $21,090.30 | ↓ -84% |
| LEON MEDICAL | LEON MED MC HMO NC | $21,090.30 | ↓ -84% |
| MEDICA HEALTH PLAN | MEDICA MCR HMO | $21,090.30 | ↓ -84% |
| HUMANA | HUMANA MEDICARE | $22,988.43 | ↓ -82% |
| HUMANA | CAREPLUS MC HMO | $22,988.43 | ↓ -82% |
| AVMED | AVMED MEDICARE | $23,199.33 | ↓ -82% |
| AETNA | AETNA MEDICARE | $23,299.76 | ↓ -82% |
| CIGNA | CIGNA MEDICARE ADVANTAGE | $24,042.94 | ↓ -82% |
| MEDICARE | DEVOTED HEALTH MC HMO | $28,471.91 | ↓ -78% |
| NON CONTRACTED | OSCAR HEALTH EXCHANGE | $36,857.81 | ↓ -72% |
| AETNA | AETNA TIER 2 | $49,009.84 | ↓ -62% |
| AETNA | AETNA HMO | $49,009.84 | ↓ -62% |
| AETNA | AETNA CATASTROPHIC | $51,219.30 | ↓ -61% |
| BLUE CROSS | BCBS FL SIMPLYBLUE HMO | $62,467.46 | ↓ -52% |
| INTERNATIONAL | INTERNATIONAL AETNA | $65,279.50 | ↓ -50% |
| AETNA | AETNA HMO EXCHANGE | $68,292.40 | ↓ -47% |
| AVMED | AVMED ENTRUST | $68,995.41 | ↓ -47% |
| CIGNA | CIGNA CONNECT NETWORK EXCHANGE | $71,305.30 | ↓ -45% |
| AMERIHEALTH | AMERIHTH CARITAS NXT EX | $75,322.50 | ↓ -42% |
| BLUE CROSS | BLUE CARE HMO | $75,322.50 | ↓ -42% |
| BLUE CROSS | BLUE SELECT | $75,322.50 | ↓ -42% |
| DIMENSION HEALTH PLAN | DIMENSION 2 | $75,322.50 | ↓ -42% |
| BLUE CROSS | BCBS PPC CAH | $75,322.50 | ↓ -42% |
| AETNA | AETNA PPO | $76,929.38 | ↓ -41% |
| UNITED HEALTHCARE | NHP HMO | $80,344.00 | ↓ -38% |
| UNITED HEALTHCARE | UNITED PPO | $80,344.00 | ↓ -38% |
| CIGNA | CIGNA PPO | $80,344.00 | ↓ -38% |
| UNITED HEALTHCARE | UNITED HMO | $80,344.00 | ↓ -38% |
| UNITED HEALTHCARE | INTL UNITED HEALTH | $80,344.00 | ↓ -38% |
| CIGNA | CIGNA HMO | $80,344.00 | ↓ -38% |
| AVMED | AVMED INDIVIDUAL | $83,156.04 | ↓ -36% |
| AVMED | AVMED HMO | $83,156.04 | ↓ -36% |
| AVMED | AVMED PPO | $83,156.04 | ↓ -36% |
| AFFORDABLE | AFFORDABLE PPO | $90,387.00 | ↓ -31% |
| QUALITY HEALTH | MULTIPLAN | $90,387.00 | ↓ -31% |
| PHCS | PHCS | $90,387.00 | ↓ -31% |
| DIMENSION HEALTH PLAN | DIMENSION HEALTH PLANS | $90,387.00 | ↓ -31% |
| BLUE CROSS | BCBS PHS CAH | $90,387.00 | ↓ -31% |
| BLUE CROSS | BLUE CROSS | $100,430.00 | ↓ -23% |
| UNITED HEALTHCARE | UNITED INDIVIDUAL EXCHANGE | $100,430.00 | ↓ -23% |
| BLUE CROSS | BCBS NETWORKBLUE | $100,430.00 | ↓ -23% |
Visitor-reported prices
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Kit ipg optimizer smart at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic florida weston hospital | Weston | $33,800.00 | $7,728.00 – $39,100.00 |
| Baptist Hospital | MIAMI | $130,070.85 | $0.01 – $45,193.50 |
| Bethesda Hospital East | BOYNTON BEACH | $130,070.85 | $0.01 – $68,292.40 |
| Boca Raton Regional Hospital | BOCA RATON | $119,988.05 | $50,764.18 – $120,541.84 |
| Doctors Hospital | CORAL GABLES | $130,070.85 | $0.01 – $45,193.50 |
| Baptist Health Hospital Doral | SOUTH MIAMI | $130,070.85 | $0.01 – $45,193.50 |
| Homestead Hospital | HOMESTEAD | $130,070.85 | $167.89 – $90,387.00 |
| Mariners Hospital | TAVERNIER | $130,070.85 | $17,374.39 – $90,387.00 |