Surgical pathology level 2 gross & microscopic examination at HCA FLORIDA MERCY HOSPITAL

3663 South Miami Ave, MIAMI, FL · HCA Florida Healthcare · · NPI 1023387479

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$762.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$762.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.67 with United vs $914.40 with AIDS Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $24.67 ↓ -97%
Optimum MGMCR $65.53 ↓ -91%
Freedom Health MGMCR $65.53 ↓ -91%
AvMed HIX $91.44 ↓ -88%
Simply Healthcare Plans MGMCR $99.06 ↓ -87%
Freedom Health MGMCD $121.92 ↓ -84%
Oscar HIX $121.92 ↓ -84%
AmeriHealth Caritas HIX $129.54 ↓ -83%
Molina MCR $144.78 ↓ -81%
Humana HMO $160.02 ↓ -79%
AvMed FullyInsured $160.02 ↓ -79%
Health Sun Health Plan MGMCR $162.31 ↓ -79%
AIDS Healthcare MGMCR $167.64 ↓ -78%
MMM of FL (Health Advantage Plan) MCR $175.26 ↓ -77%
United PPO OptionsPPO $180.59 ↓ -76%
AvMed ASOEO $182.88 ↓ -76%
AvMed Engage $198.12 ↓ -74%
AvMed Focus $198.12 ↓ -74%
Sunshine State Health Plan QHP $198.12 ↓ -74%
AvMed Flex $198.12 ↓ -74%
AvMed Select $198.12 ↓ -74%
AvMed Empower $198.12 ↓ -74%
Molina HIX $205.74 ↓ -73%
Aetna ASA $228.60 ↓ -70%
CorVel Corporation WORKERSCOMP $235.55 ↓ -69%
CareWorks (Rockport) WORKERSCOMP $240.51 ↓ -68%
Prime Health WORKERSCOMP $240.51 ↓ -68%
Humana PPO $259.08 ↓ -66%
United GlobalBenefitPlanAppendix $342.90 ↓ -55%
Prime Health Sherriff COMM $381.00 ↓ -50%
AvMed MDCSelectOON $381.00 ↓ -50%
Plotkin Health COMM $381.00 ↓ -50%
AvMed JHSSelectHMO $381.00 ↓ -50%
AvMed JacksonFirstNetworkOON $381.00 ↓ -50%
Medica HealthCare MCR $449.58 ↓ -41%
Multiplan COMMPPOPRIMARYNETWORK $571.50 ↓ -25%
Evernorth BH COMM $609.60 ↓ -20%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $647.70 ↓ -15%
AIDS Healthcare MGMCD $914.40 ↑ +20%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $317.20 $18.73 – $439.20
West Kendall Baptist Hospital MIAMI $317.20 $20.02 – $439.20
Adventhealth Daytona Beach Daytona Beach $265.92 not published
Adventhealth Lake Wales Lake Wales $113.58 $39.00 – $86.59
Adventhealth Palm Coast Parkway Palm Coast $215.00 $37.05 – $83.31
Adventhealth Tampa Tampa $688.96 not published
AdventHealth New Smyrna Beach New Smyrna Beach $215.00 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,213.00 $24.67 – $220.59

All Florida hospitals for this procedure →