Surgical pathology level 2 gross & microscopic examination at Baptist Hospital

8900 NORTH KENDALL DRIVE, MIAMI, FL · Baptist Health South Florida · · NPI 1528042884

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$317.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$488.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.73 with VISTA vs $488.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VISTA COVENTRY MEDICAID $18.73 ↓ -94%
AMERIGROUP AMERIGROUP $20.65 ↓ -93%
MEDICAID SIMPLYHLTH MD HMO NC $20.65 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHY KIDS $21.68 ↓ -93%
WELLCARE WELL CARE MD HMONC $21.68 ↓ -93%
UNITED HEALTHCARE UNITED MD HMO $21.68 ↓ -93%
SUNSHINE STATE SUNSHINE ST MD HMONC $21.89 ↓ -93%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $22.30 ↓ -93%
AETNA AETNA BETTER HEALTH MEDICAID $22.30 ↓ -93%
MEDICAID PRESTIGE MD HMO NC $22.71 ↓ -93%
MEDICARE SIMPLYHLTH MC HMO NC $39.00 ↓ -88%
BLUE CROSS BCBS MEDICARE PPO $40.37 ↓ -87%
MEDICA HEALTH PLAN MEDICA MCR HMO $41.74 ↓ -87%
HUMANA HUMANA MEDICARE $42.52 ↓ -87%
HUMANA CAREPLUS MC HMO $42.52 ↓ -87%
AVMED AVMED MEDICARE $42.91 ↓ -86%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $42.91 ↓ -86%
LEON MEDICAL LEON HEALTH MC HMO $43.69 ↓ -86%
AETNA AETNA MEDICARE $43.69 ↓ -86%
LEON MEDICAL LEON MED MC HMO NC $43.69 ↓ -86%
CIGNA CIGNA MEDICARE ADVANTAGE $44.47 ↓ -86%
MEDICARE MANAGED CARE PROMINENCE $50.32 ↓ -84%
MEDICARE DEVOTED HEALTH MC HMO $52.66 ↓ -83%
BLUE CROSS MY BLUE EX $84.42 ↓ -73%
UNITED HEALTHCARE UNITED HLTH MC HMO $153.23 ↓ -52%
AVMED AVMED ENTRUST $173.24 ↓ -45%
NON CONTRACTED OSCAR HEALTH EXCHANGE $179.10 ↓ -44%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $185.44 ↓ -42%
AETNA AETNA HMO EXCHANGE $185.44 ↓ -42%
AVMED AVMED INDIVIDUAL $197.15 ↓ -38%
AVMED AVMED HMO $202.03 ↓ -36%
BLUE CROSS BLUE SELECT $204.96 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $214.72 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $219.60 ↓ -31%
AVMED AVMED PPO $240.10 ↓ -24%
AETNA AETNA TIER 2 $248.88 ↓ -22%
AETNA AETNA CATASTROPHIC $248.88 ↓ -22%
AETNA AETNA HMO $248.88 ↓ -22%
CIGNA CIGNA HMO $253.76 ↓ -20%
BLUE CROSS BLUE CARE HMO $292.80 ↓ -8%
BLUE CROSS BCBS NETWORKBLUE $292.80 ↓ -8%
UNITED HEALTHCARE UNITED HMO $292.80 ↓ -8%
UNITED HEALTHCARE NHP HMO $292.80 ↓ -8%
BLUE CROSS BLUE CROSS $316.22 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $317.20 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $366.00 ↑ +15%
UNITED HEALTHCARE INTL UNITED HEALTH $390.40 ↑ +23%
AETNA AETNA PPO $390.40 ↑ +23%
CIGNA CIGNA PPO $390.40 ↑ +23%
UNITED HEALTHCARE UNITED PPO $390.40 ↑ +23%
AFFORDABLE AFFORDABLE PPO $414.80 ↑ +31%
DIMENSION HEALTH PLAN DIMENSION 2 $439.20 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $439.20 ↑ +38%
QUALITY HEALTH MULTIPLAN $439.20 ↑ +38%
PHCS PHCS $439.20 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $488.00 ↑ +54%

Visitor-reported prices

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Surgical pathology level 2 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
West Kendall Baptist Hospital MIAMI $317.20 $20.02 – $439.20
HCA FLORIDA MERCY HOSPITAL MIAMI $762.00 $24.67 – $240.51
Adventhealth Daytona Beach Daytona Beach $265.92 not published
Adventhealth Lake Wales Lake Wales $113.58 $39.00 – $86.59
Adventhealth Palm Coast Parkway Palm Coast $215.00 $37.05 – $83.31
Adventhealth Tampa Tampa $688.96 not published
AdventHealth New Smyrna Beach New Smyrna Beach $215.00 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,213.00 $24.67 – $220.59

All Florida hospitals for this procedure →