Lower Back (Lumbar Spine) MRI (with and without contrast) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$25,822.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$25,822.15
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$405.47 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $25,822.15 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $405.47 | ↓ -98% |
| Aetna | MCR | $595.26 | ↓ -98% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $621.14 | ↓ -98% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $621.14 | ↓ -98% |
| Freedom Health Care | MGMGR | $672.90 | ↓ -97% |
| Optimum Healthcare | PFFS | $672.90 | ↓ -97% |
| Optimum Healthcare | MCRPPO | $672.90 | ↓ -97% |
| Optimum Healthcare | MCRHMO | $672.90 | ↓ -97% |
| United | AllPayerAppendix | $828.27 | ↓ -97% |
| AvMed | HIX | $1,080.00 | ↓ -96% |
| Aetna | QHP | $1,186.00 | ↓ -95% |
| Simply Healthcare | MGMCR | $1,328.55 | ↓ -95% |
| United | OptionsPPO | $1,414.82 | ↓ -95% |
| Molina | MGMCR | $1,639.13 | ↓ -94% |
| Aetna | NonGatedCOMM | $1,826.00 | ↓ -93% |
| Aetna | GatedCOMM | $1,826.00 | ↓ -93% |
| Sunshine State Health Plan | QHP | $2,199.88 | ↓ -91% |
| Molina | HIX | $2,329.28 | ↓ -91% |
| Aetna | ASA | $2,588.09 | ↓ -90% |
| AvMed | HMOFI | $3,110.00 | ↓ -88% |
| AvMed | ASOEO | $3,418.00 | ↓ -87% |
| CorVel Corporation | WORKERSCOMP | $3,501.12 | ↓ -86% |
| Rockport Healthcare Group | WORKERSCOMP | $3,501.12 | ↓ -86% |
| Prime Health | WorkersComp | $3,574.83 | ↓ -86% |
| United | GlobalBenefitPlanAppendix | $3,882.14 | ↓ -85% |
| Plotkin Health | COMM | $4,313.49 | ↓ -83% |
| Prime Health Sheriff | COMM | $4,313.49 | ↓ -83% |
| Beacon Health Options | COMM | $4,313.49 | ↓ -83% |
| Evolutions Healthcare Systems | PRIMENETWORK | $4,744.84 | ↓ -82% |
| Multiplan | PRIMARYPPO | $6,470.23 | ↓ -75% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $6,901.58 | ↓ -73% |
| Evolutions Healthcare Systems | SELECTNETWORK | $6,901.58 | ↓ -73% |
| Evernorth | BHCOMM | $6,901.58 | ↓ -73% |
| Multiplan | COMPLEMENTARYPPO | $7,332.93 | ↓ -72% |
| Evolutions Healthcare Systems | CHOICENETWORK | $7,936.82 | ↓ -69% |
| Emerging Therapy Solutions | COMM | $17,300.84 | ↓ -33% |
| Optum Transplants | MCR | $25,822.15 | ↑ +0% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $7,531.00 | $346.11 – $865.63 |
| Adventhealth Lake Wales | Lake Wales | $18,799.04 | $364.32 – $958.38 |
| Adventhealth Palm Coast Parkway | Palm Coast | $7,520.61 | $346.11 – $1,177.02 |
| Adventhealth Tampa | Tampa | $8,443.80 | $364.32 – $808.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $6,349.69 | $346.11 – $1,130.31 |
| Adventhealth Port Charlotte | Port Charlotte | $11,491.19 | $364.32 – $687.95 |
| cleveland clinic florida weston hospital | Weston | $2,597.40 | $99.15 – $2,618.00 |
| martin north hospital | Stuart | $2,002.00 | $88.71 – $1,540.00 |