Lower Back (Lumbar Spine) MRI (with and without contrast) at martin north hospital
200 SE Hospital Avenue, Stuart, FL · Cleveland Clinic · · NPI 1194790055
$2,002.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,080.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$88.71 with Blue Cross vs $2,772.00 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross | BlueSelect | $88.71 | ↓ -96% |
| Blue Cross | Health Options | $88.71 | ↓ -96% |
| Blue Cross | Network Blue | $106.98 | ↓ -95% |
| Miami Childrens Health Plan | Medicare Advantage | $109.95 | ↓ -95% |
| United | Medicare Advantage | $109.95 | ↓ -95% |
| Blue Cross | Medicare Advantage PPO | $109.95 | ↓ -95% |
| Blue Cross | Medicare Advantage HMO | $109.95 | ↓ -95% |
| Avmed | Medicare Advantage | $109.95 | ↓ -95% |
| Blue Cross | Perferred Patient Care | $110.46 | ↓ -94% |
| Blue Cross | Traditional (PPS) | $110.46 | ↓ -94% |
| Independent Living Systems | Medicare Advantage | $113.73 | ↓ -94% |
| Freedom Health | Medicare Advantage | $115.45 | ↓ -94% |
| Careplus | Medicare Advantage | $115.45 | ↓ -94% |
| Clear Spring Health | All Products | $118.75 | ↓ -94% |
| Aetna | Medicare Advantage PCP | $136.34 | ↓ -93% |
| Aetna | Medicare Advantage Specialist | $138.54 | ↓ -93% |
| United | All Products | $141.51 | ↓ -93% |
| Avmed | Exchange | $143.27 | ↓ -93% |
| Avmed | Select | $148.78 | ↓ -93% |
| Avmed | Broad | $159.80 | ↓ -92% |
| Multiplan | All Products | $164.93 | ↓ -92% |
| Freedom Health | Managed Medicaid | $254.63 | ↓ -87% |
| SUNSHINE HEALTH | Managed Medicaid | $254.63 | ↓ -87% |
| Simply | Managed Medicaid | $254.63 | ↓ -87% |
| AETNA | Managed Medicaid/CHIP Behavioral Health | $254.63 | ↓ -87% |
| AMERIHEALTH | Managed Medicaid | $262.27 | ↓ -87% |
| MOLINA | Florida KidCare | $267.36 | ↓ -87% |
| MOLINA | Managed Medicaid | $267.36 | ↓ -87% |
| Miami Childrens Health Plan | Managed Medicaid | $267.36 | ↓ -87% |
| Aetna | All Products Anesthesia | $269.41 | ↓ -87% |
| AETNA | Managed Medicaid/CHIP | $305.56 | ↓ -85% |
| Independent Living Systems | Managed Medicaid | $305.56 | ↓ -85% |
| Aetna | All Products PCP | $347.98 | ↓ -83% |
| HUMANA | Medicare Advantage HMO | $358.48 | ↓ -82% |
| BLUE CROSS | Medicare Advantage HMO | $358.48 | ↓ -82% |
| BLUE CROSS | Medicare Advantage PPO | $358.48 | ↓ -82% |
| Miami Childrens Health Plan | MEDICARE ADVANTAGE | $358.48 | ↓ -82% |
| UNITED | MEDICARE ADVANTAGE | $358.48 | ↓ -82% |
| AETNA | MEDICARE ADVANTAGE | $364.32 | ↓ -82% |
| Wellcare | MEDICARE ADVANTAGE | $364.32 | ↓ -82% |
| AVMED | MEDICARE ADVANTAGE | $372.82 | ↓ -81% |
| Careplus | MEDICARE ADVANTAGE | $376.40 | ↓ -81% |
| Freedom Health | MEDICARE ADVANTAGE | $376.40 | ↓ -81% |
| BLUE CROSS | MBN | $386.00 | ↓ -81% |
| BLUE CROSS | BSL | $388.00 | ↓ -81% |
| DEVOTED HEALTH | Medicare Advantage HMO | $400.75 | ↓ -80% |
| Aetna | All Products Specialist | $428.02 | ↓ -79% |
| MULTIPLAN | ALL PRODUCTS | $450.90 | ↓ -77% |
| Clear Spring Health | ALL PRODUCTS | $463.78 | ↓ -77% |
| BLUE CROSS | HMO | $486.00 | ↓ -76% |
| BLUE CROSS | NWB | $521.00 | ↓ -74% |
| BLUE CROSS | NWBI | $521.00 | ↓ -74% |
| BLUE CROSS | PHS | $584.00 | ↓ -71% |
| The Legacy Companies | All Products | $595.40 | ↓ -70% |
| Clarity Health | All Products | $595.40 | ↓ -70% |
| AVMED | EXCHANGE | $627.34 | ↓ -69% |
| Consociate Health | ALL PRODUCTS | $687.00 | ↓ -66% |
| Aetna | All Products First Health | $824.40 | ↓ -59% |
| UNITED | International | $859.16 | ↓ -57% |
| UNITED | ALL PRODUCTS | $859.16 | ↓ -57% |
| UNITED | NHP | $859.16 | ↓ -57% |
| CIGNA | Individual Family Plan | $871.64 | ↓ -56% |
| Cigna | Individual Family Plan Physician | $916.00 | ↓ -54% |
| Cigna | All Products Mid-Level | $916.00 | ↓ -54% |
| Cigna | All Products Physician | $916.00 | ↓ -54% |
| Cigna | Individual Family Plan Mid-Level | $916.00 | ↓ -54% |
| Cigna | Surefit Mid-Level | $916.00 | ↓ -54% |
| Cigna | Surefit Physician | $916.00 | ↓ -54% |
| BLUE CROSS | PPO | $1,020.00 | ↓ -49% |
| AVMED | Select | $1,057.52 | ↓ -47% |
| CIGNA | SUREFIT | $1,259.72 | ↓ -37% |
| AVMED | BROAD | $1,380.15 | ↓ -31% |
| BMI | ALL PRODUCTS | $1,540.00 | ↓ -23% |
| CIGNA | ALL PRODUCTS | $1,626.24 | ↓ -19% |
| AETNA | QHP | $1,677.00 | ↓ -16% |
| The Legacy Companies | ALL PRODUCTS | $2,002.00 | ↑ +0% |
| Clarity Health | ALL PRODUCTS | $2,002.00 | ↑ +0% |
| AETNA | All Products New Business | $2,027.00 | ↑ +1% |
| AETNA | ALL PRODUCTS | $2,278.00 | ↑ +14% |
| AETNA | All Products First Health | $2,772.00 | ↑ +38% |
| HUMANA | Managed Medicaid | not published by hospital | — |
| Independent Living Systems | MEDICARE ADVANTAGE | not published by hospital | — |
| Consociate Health | Transplant | not published by hospital | — |
| Sunshine Health | Managed Medicaid | not published by hospital | — |
| AETNA | NAP | not published by hospital | — |
| AmeriHealth | Managed Medicaid | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
| Molina | Florida Kidcare | not published by hospital | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) MRI (with and without contrast) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA ST. LUCIE HOSPITAL | STUART | $11,302.00 | $625.80 – $3,669.26 |
| Adventhealth Daytona Beach | Daytona Beach | $7,531.00 | $346.11 – $865.63 |
| Adventhealth Lake Wales | Lake Wales | $18,799.04 | $364.32 – $958.38 |
| Adventhealth Palm Coast Parkway | Palm Coast | $7,520.61 | $346.11 – $1,177.02 |
| Adventhealth Tampa | Tampa | $8,443.80 | $364.32 – $808.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $6,349.69 | $346.11 – $1,130.31 |
| Adventhealth Port Charlotte | Port Charlotte | $11,491.19 | $364.32 – $687.95 |
| cleveland clinic florida weston hospital | Weston | $2,597.40 | $99.15 – $2,618.00 |