Heart infarct image at HCA FLORIDA LARGO HOSPITAL

201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$6,884.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,884.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$121.69 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $6,884.89 with Optum Transplants — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $121.69 ↓ -98%
Aetna MCR $178.66 ↓ -97%
Access 2 Healthcare Physicians Optimum MGMCR $186.42 ↓ -97%
Access 2 Healthcare Physicians Freedom Health MGMCR $186.42 ↓ -97%
Optimum Healthcare MCRHMO $201.96 ↓ -97%
Optimum Healthcare PFFS $201.96 ↓ -97%
Freedom Health Care MGMGR $201.96 ↓ -97%
Optimum Healthcare MCRPPO $201.96 ↓ -97%
Simply Healthcare MGMCR $398.74 ↓ -94%
United OptionsPPO $424.63 ↓ -94%
Molina MGMCR $491.95 ↓ -93%
AvMed HIX $550.79 ↓ -92%
AvMed HMOFI $569.63 ↓ -92%
Evolutions Healthcare Systems PrimeTier1 $595.52 ↓ -91%
AvMed ASOEO $647.30 ↓ -91%
Sunshine State Health Plan QHP $660.25 ↓ -90%
Molina HIX $699.09 ↓ -90%
Humana PPO $724.98 ↓ -89%
Humana HMO $724.98 ↓ -89%
Aetna ASA $776.77 ↓ -89%
United AllPayerAppendix $848.52 ↓ -88%
United GlobalBenefitPlanAppendix $1,165.15 ↓ -83%
Plotkin Health COMM $1,294.61 ↓ -81%
Beacon Health Options COMM $1,294.61 ↓ -81%
Prime Health Sheriff COMM $1,294.61 ↓ -81%
Evolutions Healthcare Systems PRIMENETWORK $1,424.07 ↓ -79%
Multiplan PRIMARYPPO $1,941.91 ↓ -72%
CorVel Corporation WORKERSCOMP $2,056.62 ↓ -70%
Rockport Healthcare Group WORKERSCOMP $2,056.62 ↓ -70%
Evernorth BHCOMM $2,071.38 ↓ -70%
Evolutions Healthcare Systems ADVANTAGENETWORK $2,071.38 ↓ -70%
Evolutions Healthcare Systems SELECTNETWORK $2,071.38 ↓ -70%
Prime Health WorkersComp $2,099.91 ↓ -69%
Multiplan COMPLEMENTARYPPO $2,200.84 ↓ -68%
Evolutions Healthcare Systems CHOICENETWORK $2,382.08 ↓ -65%
Emerging Therapy Solutions COMM $4,612.88 ↓ -33%
Optum Transplants MCR $6,884.89 ↑ +0%
Aetna QHP not published by hospital
Aetna NonGatedCOMM not published by hospital
Aetna GatedCOMM not published by hospital

Visitor-reported prices

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Heart infarct image at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $2,035.00 $848.52 – $2,068.60
Adventhealth Port Charlotte Port Charlotte $4,267.24 $417.47 – $762.31
cleveland clinic florida weston hospital Weston $2,432.30 $28.55 – $2,946.10
martin north hospital Stuart $2,252.90 $25.55 – $1,733.00
indian river hospital Vero Beach $2,252.90 $26.14 – $2,772.80
Baptist Hospital MIAMI $940.55 $173.17 – $1,302.30
Bethesda Hospital East BOYNTON BEACH $940.55 $234.02 – $1,302.30
Doctors Hospital CORAL GABLES $940.55 $226.86 – $1,302.30

All Florida hospitals for this procedure →