ER Visit (level 4) at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$1,849.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,849.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$127.63 with Aetna vs $6,099.56 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | MCR | $127.63 | ↓ -93% |
| Rockport Healthcare Group | WORKERSCOMP | $130.15 | ↓ -93% |
| CorVel Corporation | WORKERSCOMP | $130.15 | ↓ -93% |
| Prime Health | WorkersComp | $132.89 | ↓ -93% |
| Suncoast Neighborly Care | MedicarePACE | $250.00 | ↓ -86% |
| United | OptionsPPO | $303.36 | ↓ -84% |
| Aetna | ASA | $554.92 | ↓ -70% |
| United | GlobalBenefitPlanAppendix | $832.39 | ↓ -55% |
| Prime Health Sheriff | COMM | $924.88 | ↓ -50% |
| Plotkin Health | COMM | $924.88 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $1,017.36 | ↓ -45% |
| Multiplan | PRIMARYPPO | $1,387.31 | ↓ -25% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $1,479.80 | ↓ -20% |
| Evolutions Healthcare Systems | SELECTNETWORK | $1,479.80 | ↓ -20% |
| Sunshine State Health Plan | QHP | $1,535.00 | ↓ -17% |
| Multiplan | COMPLEMENTARYPPO | $1,572.29 | ↓ -15% |
| Simply Healthcare | HIX | $1,755.00 | ↓ -5% |
| United | AllPayerAppendix | $1,810.00 | ↓ -2% |
| AvMed | HIX | $2,430.00 | ↑ +31% |
| BCBS | SBN | $2,608.00 | ↑ +41% |
| Truli | BSL | $2,608.00 | ↑ +41% |
| BCBS | MBN | $2,608.00 | ↑ +41% |
| BCBS | BSL | $2,608.00 | ↑ +41% |
| Oscar | HIX | $3,102.00 | ↑ +68% |
| Evolutions Healthcare Systems | PrimeTier1 | $3,186.00 | ↑ +72% |
| BCBS | HMO | $3,432.00 | ↑ +86% |
| BCBS | NWB | $3,645.00 | ↑ +97% |
| BCBS | PPO | $3,645.00 | ↑ +97% |
| Emerging Therapy Solutions | COMM | $4,086.71 | ↑ +121% |
| Cigna | PPO | $4,670.00 | ↑ +152% |
| Cigna | HMO | $4,670.00 | ↑ +152% |
| AvMed | HMOFI | $5,322.00 | ↑ +188% |
| BCBS | PHS | $5,652.00 | ↑ +206% |
| AvMed | ASOEO | $5,845.00 | ↑ +216% |
| Optum Transplants | MCR | $6,099.56 | ↑ +230% |
Visitor-reported prices
Comments
ER Visit (level 4) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $2,233.14 | $413.95 – $727.25 |
| Adventhealth Lake Wales | Lake Wales | $1,991.01 | $435.74 – $967.34 |
| Adventhealth Palm Coast Parkway | Palm Coast | $1,946.01 | $413.95 – $930.69 |
| Adventhealth Tampa | Tampa | $2,959.97 | $435.74 – $967.34 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $2,469.48 | $413.95 – $951.87 |
| Adventhealth Port Charlotte | Port Charlotte | $5,468.64 | $435.74 – $795.66 |
| cleveland clinic florida weston hospital | Weston | $2,387.45 | $59.76 – $3,122.05 |
| martin north hospital | Stuart | $2,387.45 | $88.36 – $1,836.50 |