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New Patient Office Visit (level 2) at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$529.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$814.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$138.38 with BLUE CROSS vs $814.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $138.38 ↓ -74%
VISTA COVENTRY MEDICAID $167.89 ↓ -68%
AETNA AETNA MEDICARE $174.20 ↓ -67%
AVMED AVMED MEDICARE $203.50 ↓ -62%
UNITED HEALTHCARE UNITED HLTH MC HMO $255.60 ↓ -52%
NON CONTRACTED OSCAR HEALTH EXCHANGE $298.74 ↓ -44%
AETNA AETNA HMO EXCHANGE $309.32 ↓ -42%
BLUE CROSS BLUE SELECT $341.88 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $352.46 ↓ -33%
AMERIHEALTH AMERIHTH CARITAS NXT EX $366.30 ↓ -31%
AETNA AETNA HMO $415.14 ↓ -22%
AETNA AETNA TIER 2 $415.14 ↓ -22%
AVMED AVMED ENTRUST $434.68 ↓ -18%
BLUE CROSS BCBS NETWORKBLUE $488.40 ↓ -8%
BLUE CROSS BLUE CARE HMO $488.40 ↓ -8%
UNITED HEALTHCARE NHP HMO $488.40 ↓ -8%
UNITED HEALTHCARE UNITED HMO $488.40 ↓ -8%
AVMED AVMED HMO $522.59 ↓ -1%
AVMED AVMED INDIVIDUAL $522.59 ↓ -1%
AVMED AVMED PPO $522.59 ↓ -1%
BLUE CROSS BLUE CROSS $527.47 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $529.10 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $610.50 ↑ +15%
AETNA AETNA PPO $651.20 ↑ +23%
CIGNA CIGNA PPO $651.20 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $651.20 ↑ +23%
UNITED HEALTHCARE UNITED PPO $651.20 ↑ +23%
AFFORDABLE AFFORDABLE PPO $691.90 ↑ +31%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $732.60 ↑ +38%
PHCS PHCS $732.60 ↑ +38%
QUALITY HEALTH MULTIPLAN $732.60 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $814.00 ↑ +54%

Visitor-reported prices

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New Patient Office Visit (level 2) at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $241.80 $23.51 – $186.00
martin north hospital Stuart $241.80 $35.36 – $127.50
indian river hospital Vero Beach $241.80 $23.51 – $316.20
Baptist Hospital MIAMI $364.65 $8.82 – $173.17
Bethesda Hospital East BOYNTON BEACH $529.10 $186.41 – $732.60
Boca Raton Regional Hospital BOCA RATON $465.40 $215.52 – $476.00
Doctors Hospital CORAL GABLES $211.90 $57.05 – $293.40
Baptist Health Hospital Doral SOUTH MIAMI $529.10 $8.87 – $45.90

All Florida hospitals for this procedure →