ER Visit (level 4) at Homestead Hospital
975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865
$1,588.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,444.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$167.89 with VISTA vs $2,444.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| VISTA | COVENTRY MEDICAID | $167.89 | ↓ -89% |
| BLUE CROSS | MY BLUE EX | $415.48 | ↓ -74% |
| LEON MEDICAL | LEON HEALTH MC HMO | $435.74 | ↓ -73% |
| LEON MEDICAL | LEON MED MC HMO NC | $435.74 | ↓ -73% |
| MEDICARE | SIMPLYHLTH MC HMO NC | $435.74 | ↓ -73% |
| BLUE CROSS | BCBS MEDICARE PPO | $450.99 | ↓ -72% |
| MEDICA HEALTH PLAN | MEDICA MCR HMO | $466.24 | ↓ -71% |
| HUMANA | HUMANA MEDICARE | $474.95 | ↓ -70% |
| HUMANA | CAREPLUS MC HMO | $474.95 | ↓ -70% |
| MEDICARE MANAGED CARE | DOCTORS HEALTHCARE MC HMO | $479.31 | ↓ -70% |
| AVMED | AVMED MEDICARE | $479.31 | ↓ -70% |
| AETNA | AETNA MEDICARE | $488.03 | ↓ -69% |
| CIGNA | CIGNA MEDICARE ADVANTAGE | $496.74 | ↓ -69% |
| MEDICARE MANAGED CARE | PROMINENCE | $562.10 | ↓ -65% |
| MEDICARE | DEVOTED HEALTH MC HMO | $588.25 | ↓ -63% |
| NON CONTRACTED | OSCAR HEALTH EXCHANGE | $896.95 | ↓ -44% |
| AETNA | AETNA HMO EXCHANGE | $928.72 | ↓ -42% |
| BLUE CROSS | BLUE SELECT | $1,026.48 | ↓ -35% |
| BLUE CROSS | BCBS FL SIMPLYBLUE HMO | $1,058.25 | ↓ -33% |
| UNITED HEALTHCARE | UNITED HLTH MC HMO | $1,089.20 | ↓ -31% |
| AMERIHEALTH | AMERIHTH CARITAS NXT EX | $1,099.80 | ↓ -31% |
| AETNA | AETNA TIER 2 | $1,148.68 | ↓ -28% |
| AETNA | AETNA HMO | $1,148.68 | ↓ -28% |
| CIGNA | CIGNA CONNECT NETWORK EXCHANGE | $1,173.12 | ↓ -26% |
| AVMED | AVMED ENTRUST | $1,305.10 | ↓ -18% |
| CIGNA | CIGNA HMO | $1,380.86 | ↓ -13% |
| UNITED HEALTHCARE | NHP HMO | $1,466.40 | ↓ -8% |
| BLUE CROSS | BLUE CARE HMO | $1,466.40 | ↓ -8% |
| BLUE CROSS | BCBS NETWORKBLUE | $1,466.40 | ↓ -8% |
| UNITED HEALTHCARE | UNITED HMO | $1,466.40 | ↓ -8% |
| AVMED | AVMED INDIVIDUAL | $1,569.05 | ↓ -1% |
| AVMED | AVMED HMO | $1,569.05 | ↓ -1% |
| AVMED | AVMED PPO | $1,569.05 | ↓ -1% |
| BLUE CROSS | BLUE CROSS | $1,583.71 | ↓ -0% |
| INTERNATIONAL | INTERNATIONAL AETNA | $1,588.60 | ↑ +0% |
| DIMENSION HEALTH PLAN | DIMENSION PLUS | $1,833.00 | ↑ +15% |
| UNITED HEALTHCARE | INTL UNITED HEALTH | $1,955.20 | ↑ +23% |
| AETNA | AETNA PPO | $1,955.20 | ↑ +23% |
| UNITED HEALTHCARE | UNITED PPO | $1,955.20 | ↑ +23% |
| CIGNA | CIGNA PPO | $1,955.20 | ↑ +23% |
| AFFORDABLE | AFFORDABLE PPO | $2,077.40 | ↑ +31% |
| PHCS | PHCS | $2,199.60 | ↑ +38% |
| QUALITY HEALTH | MULTIPLAN | $2,199.60 | ↑ +38% |
| DIMENSION HEALTH PLAN | DIMENSION HEALTH PLANS | $2,199.60 | ↑ +38% |
| UNITED HEALTHCARE | UNITED INDIVIDUAL EXCHANGE | $2,444.00 | ↑ +54% |
| WELLCARE | WELL CARE MD HMONC | not published by hospital | — |
| MEDICAID | PRESTIGE MD HMO NC | not published by hospital | — |
| MEDICAID | SIMPLYHLTH MD HMO NC | not published by hospital | — |
| AETNA | AETNA BETTER HEALTH HEALTHY KIDS | not published by hospital | — |
| SUNSHINE STATE | SUNSHINE ST MD HMONC | not published by hospital | — |
| AMERIGROUP | AMERIGROUP | not published by hospital | — |
| UNITED HEALTHCARE | UNITED HEALTHY KIDS | not published by hospital | — |
| UNITED HEALTHCARE | UNITED MD HMO | not published by hospital | — |
| AETNA | AETNA BETTER HEALTH MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 4) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $2,233.14 | $413.95 – $727.25 |
| Adventhealth Lake Wales | Lake Wales | $1,991.01 | $435.74 – $967.34 |
| Adventhealth Palm Coast Parkway | Palm Coast | $1,946.01 | $413.95 – $930.69 |
| Adventhealth Tampa | Tampa | $2,959.97 | $435.74 – $967.34 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $2,469.48 | $413.95 – $951.87 |
| Adventhealth Port Charlotte | Port Charlotte | $5,468.64 | $435.74 – $795.66 |
| cleveland clinic florida weston hospital | Weston | $2,387.45 | $59.76 – $3,122.05 |
| martin north hospital | Stuart | $2,387.45 | $88.36 – $1,836.50 |