Cllr miami j sm at HCA FLORIDA POINCIANA HOSPITAL

8460 CHAMPIONS GATE BLVD, DAVENPORT, FL · HCA Florida Healthcare · · NPI 1912246786

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.81 with Aetna vs $947.01 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHP $52.81
Aetna PPO $60.28
Aetna HMO $60.28
Molina Healthcare HIX $72.02
Aetna ASA $80.02
United OptionsPPO $87.49
United GlobalBenefitPlan $120.03
AvMed HIXOON $133.37
Prime Health Sheriff WORKERSCOMP $133.37
Prime Health Sheriff COMM $133.37
Plotkin Health COMM $133.37
Multiplan PRIMARYPPO $200.05
Multiplan Primary $208.05
Multiplan COMPLEMENTARYPPO $226.72
Multiplan Complementary $226.72
Humana TRICARE $306.20
Wellmed MGMCR $315.67
Devoted Health MCR $315.67
NDMS Definitive Care MGMCR $315.67
Humana MGMCRHMO $315.67
United VACCN $315.67
BCBS MCRHMO $321.98
United MCR $321.98
BCBS MCRPPO $321.98
FL Health Care Plan MCR $321.98
Aetna MCR $323.56
Sunshine State MCR $331.45
WellCare MCR $331.45
AvMed MGMCR $334.61
American Health Plan MCR $334.61
Cigna Healthspring MCR $337.77
Florida Complete Care MCR $337.77
Align Senior Care MGMCR $337.77
Gold Kidney of Florida MCR $344.08
Centurion GVT $347.24
Clear Spring Health MCR $347.24
CarePlus MGMCR $359.86
Ultimate Health Plan MCR $363.02
Longevity Health Plan MCR $378.80
Solis Health Plan MCR $457.72
Humana MGMCRPPO $947.01

Visitor-reported prices

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Cllr miami j sm at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA BRANDON HOSPITAL TAMPA $1,195.96 $306.20 – $457.72
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $264.83 $306.20 – $457.72
HCA FLORIDA ENGLEWOOD HOSPITAL ENGLEWOOD $1,005.10 $306.20 – $347.24
HCA FLORIDA LARGO HOSPITAL LARGO $1,005.10 $306.20 – $457.72
AdventHealth Orlando Orlando $329.00 $315.67 – $836.53
Adventhealth Carrollwood Tampa $1,286.19 not published
Adventhealth Fish Memorial Orange City $1,176.39 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $252.54 – $378.80

All Florida hospitals for this procedure →