Cllr miami j sm at HCA FLORIDA LARGO HOSPITAL
201 14TH STREET SW, LARGO, FL · HCA Florida Healthcare · · NPI 1144274879
$1,005.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,005.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$47.24 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $1,005.10 with Optum Transplants — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Access 2 Healthcare Physicians Freedom Optimum Group Members | MGMCR | $47.24 | ↓ -95% |
| Aetna | MCR | $69.35 | ↓ -93% |
| Access 2 Healthcare Physicians Freedom Health | MGMCR | $72.37 | ↓ -93% |
| Access 2 Healthcare Physicians Optimum | MGMCR | $72.37 | ↓ -93% |
| Freedom Health Care | MGMGR | $78.40 | ↓ -92% |
| Optimum Healthcare | PFFS | $78.40 | ↓ -92% |
| Optimum Healthcare | MCRPPO | $78.40 | ↓ -92% |
| Optimum Healthcare | MCRHMO | $78.40 | ↓ -92% |
| Suncoast Neighborly Care | MedicarePACE | $80.41 | ↓ -92% |
| AvMed | HIX | $80.41 | ↓ -92% |
| BCBS | MBN | $87.44 | ↓ -91% |
| BCBS | BSL | $87.44 | ↓ -91% |
| BCBS | SBN | $87.44 | ↓ -91% |
| Truli | BSL | $87.44 | ↓ -91% |
| BCBS | HMO | $114.58 | ↓ -89% |
| Simply Healthcare | HIX | $127.65 | ↓ -87% |
| BCBS | PPO | $128.65 | ↓ -87% |
| BCBS | NWB | $128.65 | ↓ -87% |
| Oscar | HIX | $150.76 | ↓ -85% |
| Simply Healthcare | MGMCR | $154.79 | ↓ -85% |
| Aetna | QHP | $159.81 | ↓ -84% |
| United | OptionsPPO | $164.84 | ↓ -84% |
| Cigna | PPO | $180.92 | ↓ -82% |
| Cigna | HMO | $180.92 | ↓ -82% |
| Molina | MGMCR | $190.97 | ↓ -81% |
| BCBS | PHS | $211.07 | ↓ -79% |
| AvMed | HMOFI | $221.12 | ↓ -78% |
| Aetna | GatedCOMM | $227.15 | ↓ -77% |
| Aetna | NonGatedCOMM | $227.15 | ↓ -77% |
| Evolutions Healthcare Systems | PrimeTier1 | $231.17 | ↓ -77% |
| AvMed | ASOEO | $251.28 | ↓ -75% |
| Sunshine State Health Plan | QHP | $256.30 | ↓ -75% |
| Molina | HIX | $271.38 | ↓ -73% |
| Humana | PPO | $281.43 | ↓ -72% |
| Humana | HMO | $281.43 | ↓ -72% |
| Aetna | ASA | $301.53 | ↓ -70% |
| Humana | TRICARE | $306.20 | ↓ -70% |
| United | MGMCD | $315.67 | ↓ -69% |
| CareSource | Tricare | $315.67 | ↓ -69% |
| Devoted Health | MCR | $315.67 | ↓ -69% |
| NDMS Definitive Care | MCR | $315.67 | ↓ -69% |
| WellMed | MCR | $315.67 | ↓ -69% |
| United | MCR | $321.98 | ↓ -68% |
| BCBS | MGMCRHMO | $321.98 | ↓ -68% |
| Ultimate Health Plan | MCR | $321.98 | ↓ -68% |
| BCBS | MCRPPO | $321.98 | ↓ -68% |
| BayCare Health Plans | MCR | $331.45 | ↓ -67% |
| WellCare | MCR | $331.45 | ↓ -67% |
| HUMANA | MGMCRPPO | $331.45 | ↓ -67% |
| Sunshine State | MCR | $331.45 | ↓ -67% |
| American Health Plan | MCR | $334.61 | ↓ -67% |
| Cigna HealthSpring | MCR | $337.77 | ↓ -66% |
| Align Senior Care | MCR | $337.77 | ↓ -66% |
| Florida Complete Care | MCR | $337.77 | ↓ -66% |
| SECUR | MGMCR | $340.92 | ↓ -66% |
| Gold Kidney of Florida | Medicare | $344.08 | ↓ -66% |
| Centurion | LOGOV | $347.24 | ↓ -65% |
| Clear Spring Health | MCR | $347.24 | ↓ -65% |
| HUMANA | MGMCRHMO | $347.24 | ↓ -65% |
| CarePlus | MGMCR | $359.86 | ↓ -64% |
| Longevity Health Plan | MCR | $378.80 | ↓ -62% |
| United | GlobalBenefitPlanAppendix | $452.30 | ↓ -55% |
| Solis Health Plan | MCR | $457.72 | ↓ -54% |
| Plotkin Health | COMM | $502.55 | ↓ -50% |
| Beacon Health Options | COMM | $502.55 | ↓ -50% |
| Prime Health Sheriff | COMM | $502.55 | ↓ -50% |
| Evolutions Healthcare Systems | PRIMENETWORK | $552.80 | ↓ -45% |
| Emerging Therapy Solutions | COMM | $673.42 | ↓ -33% |
| Multiplan | PRIMARYPPO | $753.83 | ↓ -25% |
| Evolutions Healthcare Systems | SELECTNETWORK | $804.08 | ↓ -20% |
| Evolutions Healthcare Systems | ADVANTAGENETWORK | $804.08 | ↓ -20% |
| Evernorth | BHCOMM | $804.08 | ↓ -20% |
| Multiplan | COMPLEMENTARYPPO | $854.34 | ↓ -15% |
| Evolutions Healthcare Systems | CHOICENETWORK | $924.69 | ↓ -8% |
| Optum Transplants | MCR | $1,005.10 | ↑ +0% |
Visitor-reported prices
Comments
Cllr miami j sm at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | $1,195.96 | $306.20 – $457.72 |
| HCA FLORIDA BAYONET POINT HOSPITAL | HUDSON | $264.83 | $306.20 – $457.72 |
| HCA FLORIDA ENGLEWOOD HOSPITAL | ENGLEWOOD | $1,005.10 | $306.20 – $347.24 |
| AdventHealth Orlando | Orlando | $329.00 | $315.67 – $836.53 |
| Adventhealth Carrollwood | Tampa | $1,286.19 | not published |
| Adventhealth Fish Memorial | Orange City | $1,176.39 | not published |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | not published | $252.54 – $378.80 |
| HCA FLORIDA JFK HOSPITAL | PALM BEACH GARDENS | not published | $299.89 – $457.72 |