Ghs ot group caregiver training at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$56.42

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$65.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.14 with Aetna vs $63.05 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $18.14 ↓ -68%
Anthem Blue Cross Blue Shield Colorado Medicare $20.15 ↓ -64%
Medica Medicare Advantage $20.15 ↓ -64%
Banner Health Banner Choice Plus/Banner Select $20.15 ↓ -64%
Medicare Traditional Medicare $20.15 ↓ -64%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $20.15 ↓ -64%
Assist Health Group AHG Specialty Network $24.18 ↓ -57%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $31.60 ↓ -44%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $34.43 ↓ -39%
United Healthcare Colorado Navigate/Colorado Option $37.70 ↓ -33%
Denver Health Medical Plan Commercial $39.36 ↓ -30%
Anthem Blue Cross Blue Shield Colorado Pathway $47.96 ↓ -15%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $49.39 ↓ -12%
Medica Commercial $54.15 ↓ -4%
United Healthcare Colorado Doctor's Plan $55.45 ↓ -2%
First Choice Health Network Commercial $58.50 ↑ +4%
Apostrophe, Inc. Commercial $58.50 ↑ +4%
Aetna Commercial/Medical Rental $60.45 ↑ +7%
United Healthcare Commercial $61.62 ↑ +9%
First Choice of the Midwest Commercial $61.75 ↑ +9%
Hue Health, Inc Medicare Advantage $61.75 ↑ +9%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $61.75 ↑ +9%
Multiplan Commercial $63.05 ↑ +12%
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs ot group caregiver training at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $39.03 $21.07 – $298.00
East Morgan County Hospital Brush $45.17 $27.39 – $63.05
HCA HealthONE MOUNTAIN RIDGE Thornton $50.00 $22.73 – $24.11
AdventHealth Porter Denver not published $9.27 – $17.50
HCA HealthONE AURORA Aurora not published $22.73 – $24.11
CENTRAL PARK ER, A PART OF ROSE DENVER not published $22.73 – $24.11
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $19.52 – $24.11
HCA HealthONE SKY RIDGE Lone Tree not published $22.73 – $24.11

All Colorado hospitals for this procedure →