Ghs ot group caregiver training at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$39.03

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$82.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.07 with Banner Health vs $298.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $21.07 ↓ -46%
Centivo Self-Funded $41.00 ↑ +5%
Assist Health Group AHG Specialty Network $41.00 ↑ +5%
Coventry Auto $46.74 ↑ +20%
Hue Health, Inc Medicare Advantage $57.40 ↑ +47%
Coventry Workers Comp $65.60 ↑ +68%
Medica Commercial $68.31 ↑ +75%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $68.88 ↑ +76%
Apostrophe, Inc. Commercial $69.70 ↑ +79%
Decent Health Commercial $69.70 ↑ +79%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $69.70 ↑ +79%
Multiplan Commercial $77.08 ↑ +97%
First Choice of the Midwest Commercial $77.90 ↑ +100%
United Healthcare UHC Colorado Doctors Plan $88.40 ↑ +126%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $88.40 ↑ +126%
United Healthcare Commercial $88.40 ↑ +126%
United Healthcare UHC Exchange $88.40 ↑ +126%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $291.00 ↑ +646%
Aetna Commercial $298.00 ↑ +664%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs ot group caregiver training at other Colorado hospitals

Hospital City Cash price Negotiated range
Sterling Regional Medical Center Sterling $56.42 $18.14 – $63.05
East Morgan County Hospital Brush $45.17 $27.39 – $63.05
HCA HealthONE MOUNTAIN RIDGE Thornton $50.00 $22.73 – $24.11
AdventHealth Porter Denver not published $9.27 – $17.50
HCA HealthONE AURORA Aurora not published $22.73 – $24.11
CENTRAL PARK ER, A PART OF ROSE DENVER not published $22.73 – $24.11
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $19.52 – $24.11
HCA HealthONE SKY RIDGE Lone Tree not published $22.73 – $24.11

All Colorado hospitals for this procedure →