#covid19rsv-rsv at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$90.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$211.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$58.87 with Aetna vs $204.67 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $58.87 | ↓ -35% |
| Banner Health | Banner Choice Plus/Banner Select | $65.41 | ↓ -28% |
| Medicare | Traditional Medicare | $65.41 | ↓ -28% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $65.41 | ↓ -28% |
| Medica | Medicare Advantage | $65.41 | ↓ -28% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $65.41 | ↓ -28% |
| United Healthcare | UHC Medicare Advantage | $70.20 | ↓ -23% |
| Clear Spring Health | Medicare Advantage | $70.20 | ↓ -23% |
| Longevity | Medicare Advantage | $72.31 | ↓ -20% |
| Humana | Medicare Advantage | $74.41 | ↓ -18% |
| Devoted Health Services | Medicare Advantage | $77.22 | ↓ -15% |
| Assist Health Group | AHG Specialty Network | $78.49 | ↓ -13% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $102.57 | ↑ +13% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $111.77 | ↑ +23% |
| United Healthcare | Colorado Navigate/Colorado Option | $122.38 | ↑ +35% |
| Denver Health Medical Plan | Commercial | $127.76 | ↑ +41% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $155.68 | ↑ +72% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $160.34 | ↑ +77% |
| Medica | Commercial | $175.76 | ↑ +94% |
| United Healthcare | Colorado Doctor's Plan | $179.98 | ↑ +98% |
| Apostrophe, Inc. | Commercial | $189.90 | ↑ +109% |
| First Choice Health Network | Commercial | $189.90 | ↑ +109% |
| Aetna | Commercial/Medical Rental | $196.23 | ↑ +116% |
| United Healthcare | Commercial | $200.03 | ↑ +120% |
| First Choice of the Midwest | Commercial | $200.45 | ↑ +121% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $200.45 | ↑ +121% |
| Hue Health, Inc | Medicare Advantage | $200.45 | ↑ +121% |
| Multiplan | Commercial | $204.67 | ↑ +126% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
Visitor-reported prices
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#covid19rsv-rsv at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $30.59 | $68.09 – $200.45 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $58.87 | $54.23 – $200.45 |
| East Morgan County Hospital | Brush | $140.95 | $88.92 – $204.67 |
| AdventHealth Porter | Denver | $595.82 | $68.80 – $129.87 |
| HCA HealthONE AURORA | Aurora | $139.15 | $37.42 – $200.85 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $158.25 | $44.72 – $200.85 |
| HCA HealthONE SKY RIDGE | Lone Tree | $164.38 | $40.15 – $200.85 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $164.38 | $40.15 – $200.85 |