#covid19rsv-rsv at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$30.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$211.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$68.09 with United Healthcare vs $200.45 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $68.09 ↑ +123%
Anthem Blue Cross Blue Shield Colorado Medicare $70.20 ↑ +129%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $70.20 ↑ +129%
Medicare Traditional Medicare $70.20 ↑ +129%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $70.20 ↑ +129%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $70.20 ↑ +129%
Clear Spring Health Medicare Advantage $70.20 ↑ +129%
Medica Medicare Advantage $70.20 ↑ +129%
Longevity Medicare Advantage $72.31 ↑ +136%
Humana Medicare Advantage $72.31 ↑ +136%
Devoted Health Services Medicare Advantage $73.71 ↑ +141%
Assist Health Group AHG Specialty Network $84.24 ↑ +175%
Banner Health Banner Choice Plus/Banner Select $86.51 ↑ +183%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $110.07 ↑ +260%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $113.52 ↑ +271%
Denver Health Medical Plan Commercial $125.47 ↑ +310%
United Healthcare UHC Colorado Doctors Plan $126.60 ↑ +314%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $140.40 ↑ +359%
Hue Health, Inc Medicare Advantage $147.70 ↑ +383%
United Healthcare UHC Exchange $156.77 ↑ +412%
Centivo Self-Funded $168.48 ↑ +451%
United Healthcare Commercial $174.29 ↑ +470%
Medica Commercial $175.76 ↑ +475%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $178.17 ↑ +482%
Decent Health Commercial $179.35 ↑ +486%
Apostrophe, Inc. Commercial $179.35 ↑ +486%
Aetna Commercial $185.47 ↑ +506%
First Choice Health Network Commercial $189.90 ↑ +521%
Multiplan Commercial $198.34 ↑ +548%
First Choice of the Midwest Commercial $200.45 ↑ +555%

Visitor-reported prices

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#covid19rsv-rsv at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $58.87 $54.23 – $200.45
Sterling Regional Medical Center Sterling $90.73 $58.87 – $204.67
East Morgan County Hospital Brush $140.95 $88.92 – $204.67
AdventHealth Porter Denver $595.82 $68.80 – $129.87
HCA HealthONE AURORA Aurora $139.15 $37.42 – $200.85
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $158.25 $44.72 – $200.85
HCA HealthONE SKY RIDGE Lone Tree $164.38 $40.15 – $200.85
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $164.38 $40.15 – $200.85

All Colorado hospitals for this procedure →