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X-ray nose to rectum for foreign body child at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$46.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$133.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.18 with Banner Health vs $216.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $34.18 ↓ -27%
Coventry Auto $75.81 ↑ +62%
United Healthcare UHC Medicare Advantage $85.94 ↑ +84%
Medica Medicare Advantage $88.60 ↑ +89%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $88.60 ↑ +89%
Anthem Blue Cross Blue Shield Colorado Medicare $88.60 ↑ +89%
Medicare Traditional Medicare $88.60 ↑ +89%
Clear Spring Health Medicare Advantage $88.60 ↑ +89%
Longevity Medicare Advantage $91.26 ↑ +95%
Humana Medicare Advantage $91.26 ↑ +95%
Devoted Health Services Medicare Advantage $93.03 ↑ +99%
Hue Health, Inc Medicare Advantage $93.10 ↑ +99%
Assist Health Group AHG Specialty Network $106.32 ↑ +127%
Coventry Workers Comp $106.40 ↑ +127%
Medica Commercial $110.79 ↑ +137%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $111.72 ↑ +139%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $112.00 ↑ +139%
Apostrophe, Inc. Commercial $113.05 ↑ +141%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $113.05 ↑ +141%
Decent Health Commercial $113.05 ↑ +141%
Multiplan Commercial $125.02 ↑ +167%
First Choice of the Midwest Commercial $126.35 ↑ +170%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $138.92 ↑ +197%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $147.85 ↑ +216%
Aetna Commercial $153.00 ↑ +227%
United Healthcare UHC Colorado Doctors Plan $155.00 ↑ +231%
Denver Health Medical Plan Commercial $158.36 ↑ +238%
United Healthcare UHC Exchange $195.00 ↑ +316%
Centivo Self-Funded $212.64 ↑ +354%
United Healthcare Commercial $216.00 ↑ +361%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray nose to rectum for foreign body child at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $69.29 $54.53 – $212.38
Sterling Regional Medical Center Sterling $61.20 $37.94 – $131.92
East Morgan County Hospital Brush $90.30 $8.01 – $18.43

All Colorado hospitals for this procedure →