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X-ray nose to rectum for foreign body child at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$69.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$133.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.53 with Banner Health vs $212.38 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $54.53 ↓ -21%
United Healthcare UHC Medicare Advantage $85.84 ↑ +24%
Medicare Traditional Medicare $88.49 ↑ +28%
Medica Medicare Advantage $88.49 ↑ +28%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $88.49 ↑ +28%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $88.49 ↑ +28%
Clear Spring Health Medicare Advantage $88.49 ↑ +28%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $88.49 ↑ +28%
Anthem Blue Cross Blue Shield Colorado Medicare $88.49 ↑ +28%
Longevity Medicare Advantage $91.14 ↑ +32%
Humana Medicare Advantage $91.14 ↑ +32%
Devoted Health Services Medicare Advantage $92.91 ↑ +34%
Hue Health, Inc Medicare Advantage $93.10 ↑ +34%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $106.00 ↑ +53%
Assist Health Group AHG Specialty Network $106.19 ↑ +53%
Medica Commercial $110.79 ↑ +60%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $112.31 ↑ +62%
Apostrophe, Inc. Commercial $113.05 ↑ +63%
Decent Health Commercial $113.05 ↑ +63%
First Choice Health Network Commercial $119.70 ↑ +73%
United Healthcare UHC Colorado Doctors Plan $121.00 ↑ +75%
Multiplan Commercial $125.02 ↑ +80%
First Choice of the Midwest Commercial $126.35 ↑ +82%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $138.75 ↑ +100%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $147.85 ↑ +113%
United Healthcare UHC Exchange $150.00 ↑ +116%
Aetna Commercial $153.00 ↑ +121%
Denver Health Medical Plan Commercial $158.16 ↑ +128%
United Healthcare Commercial $168.00 ↑ +142%
Centivo Self-Funded $212.38 ↑ +207%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray nose to rectum for foreign body child at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $46.82 $34.18 – $212.64
Sterling Regional Medical Center Sterling $61.20 $37.94 – $131.92
East Morgan County Hospital Brush $90.30 $8.01 – $18.43

All Colorado hospitals for this procedure →