Resuscitation delivery/birthing room at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$356.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$883.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$226.93 with Banner Health vs $1,580.30 with Centivo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $226.93 | ↓ -36% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $413.24 | ↑ +16% |
| Coventry | Auto | $503.31 | ↑ +41% |
| United Healthcare | UHC Colorado Doctors Plan | $561.59 | ↑ +58% |
| Hue Health, Inc | Medicare Advantage | $618.10 | ↑ +73% |
| United Healthcare | UHC Medicare Advantage | $638.71 | ↑ +79% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $658.46 | ↑ +85% |
| Clear Spring Health | Medicare Advantage | $658.46 | ↑ +85% |
| Medica | Medicare Advantage | $658.46 | ↑ +85% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $658.46 | ↑ +85% |
| Medicare | Traditional Medicare | $658.46 | ↑ +85% |
| Humana | Medicare Advantage | $678.21 | ↑ +90% |
| Longevity | Medicare Advantage | $678.21 | ↑ +90% |
| Devoted Health Services | Medicare Advantage | $691.38 | ↑ +94% |
| United Healthcare | UHC Exchange | $702.87 | ↑ +97% |
| Coventry | Workers Comp | $706.40 | ↑ +98% |
| Medica | Commercial | $735.54 | ↑ +106% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $741.72 | ↑ +108% |
| Decent Health | Commercial | $750.55 | ↑ +111% |
| Apostrophe, Inc. | Commercial | $750.55 | ↑ +111% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $750.55 | ↑ +111% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $753.45 | ↑ +111% |
| Aetna | Commercial | $776.16 | ↑ +118% |
| United Healthcare | Commercial | $780.57 | ↑ +119% |
| Assist Health Group | AHG Specialty Network | $790.15 | ↑ +122% |
| Multiplan | Commercial | $830.02 | ↑ +133% |
| First Choice of the Midwest | Commercial | $838.85 | ↑ +135% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $1,032.47 | ↑ +190% |
| Denver Health Medical Plan | Commercial | $1,176.93 | ↑ +230% |
| Centivo | Self-Funded | $1,580.30 | ↑ +343% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Resuscitation delivery/birthing room at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $393.47 | $362.03 – $1,578.34 |
| Sterling Regional Medical Center | Sterling | $506.17 | $275.37 – $957.39 |
| East Morgan County Hospital | Brush | $690.10 | $415.92 – $957.39 |
| AdventHealth Porter | Denver | $1,713.36 | $247.40 – $1,289.86 |
| HCA HealthONE SKY RIDGE | Lone Tree | $4,803.70 | $1,001.46 – $1,043.63 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $4,803.70 | $1,001.46 – $1,043.63 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $895.79 | $1,001.46 – $1,043.63 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $2,305.75 | $1,001.46 – $1,043.63 |