Resuscitation delivery/birthing room at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$393.47

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$883.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$362.03 with Banner Health vs $1,578.34 with Centivo — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $362.03 ↓ -8%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $475.05 ↑ +21%
United Healthcare UHC Colorado Doctors Plan $529.80 ↑ +35%
Hue Health, Inc Medicare Advantage $618.10 ↑ +57%
United Healthcare UHC Medicare Advantage $637.91 ↑ +62%
United Healthcare UHC Exchange $656.07 ↑ +67%
Medicare Traditional Medicare $657.64 ↑ +67%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $657.64 ↑ +67%
Anthem Blue Cross Blue Shield Colorado Medicare $657.64 ↑ +67%
Clear Spring Health Medicare Advantage $657.64 ↑ +67%
Medica Medicare Advantage $657.64 ↑ +67%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $657.64 ↑ +67%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $657.64 ↑ +67%
Humana Medicare Advantage $677.37 ↑ +72%
Longevity Medicare Advantage $677.37 ↑ +72%
Devoted Health Services Medicare Advantage $690.52 ↑ +75%
United Healthcare Commercial $729.36 ↑ +85%
Medica Commercial $735.54 ↑ +87%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $745.61 ↑ +89%
Apostrophe, Inc. Commercial $750.55 ↑ +91%
Decent Health Commercial $750.55 ↑ +91%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $753.45 ↑ +91%
Aetna Commercial $776.16 ↑ +97%
Assist Health Group AHG Specialty Network $789.17 ↑ +101%
First Choice Health Network Commercial $794.70 ↑ +102%
Multiplan Commercial $830.02 ↑ +111%
First Choice of the Midwest Commercial $838.85 ↑ +113%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $1,031.18 ↑ +162%
Denver Health Medical Plan Commercial $1,175.40 ↑ +199%
Centivo Self-Funded $1,578.34 ↑ +301%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Resuscitation delivery/birthing room at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $356.48 $226.93 – $1,580.30
Sterling Regional Medical Center Sterling $506.17 $275.37 – $957.39
East Morgan County Hospital Brush $690.10 $415.92 – $957.39
AdventHealth Porter Denver $1,713.36 $247.40 – $1,289.86
HCA HealthONE SKY RIDGE Lone Tree $4,803.70 $1,001.46 – $1,043.63
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $4,803.70 $1,001.46 – $1,043.63
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $895.79 $1,001.46 – $1,043.63
HCA HealthONE MOUNTAIN RIDGE Thornton $2,305.75 $1,001.46 – $1,043.63

All Colorado hospitals for this procedure →