Red blood cells leukocytes reduced irradiated each unit at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$128.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$350.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$89.95 with Banner Health vs $617.76 with Centivo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $89.95 | ↓ -30% |
| United Healthcare | UHC Colorado Doctors Plan | $163.80 | ↑ +28% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $163.80 | ↑ +28% |
| United Healthcare | Commercial | $163.80 | ↑ +28% |
| United Healthcare | UHC Exchange | $163.80 | ↑ +28% |
| Coventry | Auto | $199.50 | ↑ +55% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $224.10 | ↑ +74% |
| Hue Health, Inc | Medicare Advantage | $245.00 | ↑ +91% |
| United Healthcare | UHC Medicare Advantage | $249.68 | ↑ +94% |
| Clear Spring Health | Medicare Advantage | $257.40 | ↑ +100% |
| Medica | Medicare Advantage | $257.40 | ↑ +100% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $257.40 | ↑ +100% |
| Medicare | Traditional Medicare | $257.40 | ↑ +100% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $257.40 | ↑ +100% |
| Humana | Medicare Advantage | $265.12 | ↑ +106% |
| Longevity | Medicare Advantage | $265.12 | ↑ +106% |
| Devoted Health Services | Medicare Advantage | $270.27 | ↑ +110% |
| Coventry | Workers Comp | $280.00 | ↑ +118% |
| Medica | Commercial | $291.55 | ↑ +127% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $294.00 | ↑ +129% |
| Apostrophe, Inc. | Commercial | $297.50 | ↑ +132% |
| Decent Health | Commercial | $297.50 | ↑ +132% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $297.50 | ↑ +132% |
| Aetna | Commercial | $307.65 | ↑ +140% |
| Assist Health Group | AHG Specialty Network | $308.88 | ↑ +140% |
| Multiplan | Commercial | $329.00 | ↑ +156% |
| First Choice of the Midwest | Commercial | $332.50 | ↑ +159% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $403.60 | ↑ +214% |
| Denver Health Medical Plan | Commercial | $460.08 | ↑ +258% |
| Centivo | Self-Funded | $617.76 | ↑ +381% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Red blood cells leukocytes reduced irradiated each unit at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $136.50 | $143.50 – $616.97 |
| Sterling Regional Medical Center | Sterling | $160.30 | $97.65 – $339.50 |
| East Morgan County Hospital | Brush | $200.90 | $147.49 – $339.50 |
| AdventHealth Porter | Denver | $2,559.64 | not published |
| HCA HealthONE AURORA | Aurora | $2,958.16 | $407.76 – $424.93 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $1,469.00 | $407.76 – $424.93 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $2,193.50 | $407.76 – $424.93 |
| HCA HealthONE SKY RIDGE | Lone Tree | $2,566.85 | $407.76 – $424.93 |