Red blood cells leukocytes reduced irradiated each unit at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$136.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$350.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$143.50 with Banner Health vs $616.97 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $143.50 ↑ +5%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $188.30 ↑ +38%
United Healthcare UHC Colorado Doctors Plan $210.00 ↑ +54%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $224.10 ↑ +64%
Hue Health, Inc Medicare Advantage $245.00 ↑ +79%
United Healthcare UHC Medicare Advantage $249.36 ↑ +83%
Clear Spring Health Medicare Advantage $257.07 ↑ +88%
Medica Medicare Advantage $257.07 ↑ +88%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $257.07 ↑ +88%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $257.07 ↑ +88%
Medicare Traditional Medicare $257.07 ↑ +88%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $257.07 ↑ +88%
Anthem Blue Cross Blue Shield Colorado Medicare $257.07 ↑ +88%
United Healthcare UHC Exchange $260.05 ↑ +91%
Humana Medicare Advantage $264.78 ↑ +94%
Longevity Medicare Advantage $264.78 ↑ +94%
Devoted Health Services Medicare Advantage $269.92 ↑ +98%
United Healthcare Commercial $289.10 ↑ +112%
Medica Commercial $291.55 ↑ +114%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $295.54 ↑ +117%
Decent Health Commercial $297.50 ↑ +118%
Apostrophe, Inc. Commercial $297.50 ↑ +118%
Aetna Commercial $307.65 ↑ +125%
Assist Health Group AHG Specialty Network $308.48 ↑ +126%
First Choice Health Network Commercial $315.00 ↑ +131%
Multiplan Commercial $329.00 ↑ +141%
First Choice of the Midwest Commercial $332.50 ↑ +144%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $403.09 ↑ +195%
Denver Health Medical Plan Commercial $459.46 ↑ +237%
Centivo Self-Funded $616.97 ↑ +352%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Red blood cells leukocytes reduced irradiated each unit at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $128.45 $89.95 – $617.76
Sterling Regional Medical Center Sterling $160.30 $97.65 – $339.50
East Morgan County Hospital Brush $200.90 $147.49 – $339.50
AdventHealth Porter Denver $2,559.64 not published
HCA HealthONE AURORA Aurora $2,958.16 $407.76 – $424.93
CENTRAL PARK ER, A PART OF ROSE DENVER $1,469.00 $407.76 – $424.93
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $2,193.50 $407.76 – $424.93
HCA HealthONE SKY RIDGE Lone Tree $2,566.85 $407.76 – $424.93

All Colorado hospitals for this procedure →