Mayo avwpr vw factor activity at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$46.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$164.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.93 with United Healthcare vs $155.80 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $29.93 | ↓ -35% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $30.86 | ↓ -33% |
| Medicare | Traditional Medicare | $30.86 | ↓ -33% |
| Clear Spring Health | Medicare Advantage | $30.86 | ↓ -33% |
| Medica | Medicare Advantage | $30.86 | ↓ -33% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $30.86 | ↓ -33% |
| Humana | Medicare Advantage | $31.79 | ↓ -31% |
| Longevity | Medicare Advantage | $31.79 | ↓ -31% |
| Devoted Health Services | Medicare Advantage | $32.40 | ↓ -30% |
| Assist Health Group | AHG Specialty Network | $37.03 | ↓ -20% |
| Banner Health | Banner Choice Plus/Banner Select | $42.15 | ↓ -9% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $48.39 | ↑ +5% |
| Denver Health Medical Plan | Commercial | $55.16 | ↑ +19% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $61.72 | ↑ +33% |
| Centivo | Self-Funded | $74.06 | ↑ +60% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $76.75 | ↑ +66% |
| Hue Health, Inc | Medicare Advantage | $78.69 | ↑ +70% |
| Coventry | Auto | $93.48 | ↑ +102% |
| United Healthcare | UHC Colorado Doctors Plan | $104.30 | ↑ +126% |
| United Healthcare | UHC Exchange | $130.54 | ↑ +182% |
| United Healthcare | Commercial | $130.54 | ↑ +182% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $131.20 | ↑ +184% |
| Coventry | Workers Comp | $131.20 | ↑ +184% |
| Medica | Commercial | $136.61 | ↑ +195% |
| Apostrophe, Inc. | Commercial | $139.40 | ↑ +201% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $139.40 | ↑ +201% |
| Decent Health | Commercial | $139.40 | ↑ +201% |
| Aetna | Commercial | $144.16 | ↑ +212% |
| Multiplan | Commercial | $154.16 | ↑ +233% |
| First Choice of the Midwest | Commercial | $155.80 | ↑ +237% |
Visitor-reported prices
Comments
Mayo avwpr vw factor activity at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $16.73 | $29.93 – $155.80 |
| Sterling Regional Medical Center | Sterling | $54.94 | $30.86 – $159.08 |
| East Morgan County Hospital | Brush | $102.17 | $69.11 – $159.08 |
| AdventHealth Porter | Denver | $267.00 | $30.24 – $57.09 |
| HCA HealthONE AURORA | Aurora | $838.17 | $16.45 – $74.99 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $1,357.00 | $14.04 – $74.99 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $760.25 | $19.66 – $74.99 |
| HCA HealthONE SKY RIDGE | Lone Tree | $1,421.89 | $17.65 – $74.99 |