Mayo avwpr vw factor activity at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$16.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$164.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.93 with United Healthcare vs $155.80 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $29.93 ↑ +79%
Anthem Blue Cross Blue Shield Colorado Medicare $30.86 ↑ +84%
Medica Medicare Advantage $30.86 ↑ +84%
Clear Spring Health Medicare Advantage $30.86 ↑ +84%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $30.86 ↑ +84%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $30.86 ↑ +84%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $30.86 ↑ +84%
Medicare Traditional Medicare $30.86 ↑ +84%
Longevity Medicare Advantage $31.79 ↑ +90%
Humana Medicare Advantage $31.79 ↑ +90%
Devoted Health Services Medicare Advantage $32.40 ↑ +94%
Assist Health Group AHG Specialty Network $37.03 ↑ +121%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $48.39 ↑ +189%
Denver Health Medical Plan Commercial $55.16 ↑ +230%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $61.72 ↑ +269%
Banner Health Banner Choice Plus/Banner Select $67.24 ↑ +302%
Centivo Self-Funded $74.06 ↑ +343%
Hue Health, Inc Medicare Advantage $78.69 ↑ +370%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $88.23 ↑ +427%
United Healthcare UHC Colorado Doctors Plan $98.40 ↑ +488%
United Healthcare UHC Exchange $121.85 ↑ +628%
United Healthcare Commercial $135.46 ↑ +710%
Medica Commercial $136.61 ↑ +717%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $138.48 ↑ +728%
Apostrophe, Inc. Commercial $139.40 ↑ +733%
Decent Health Commercial $139.40 ↑ +733%
Aetna Commercial $144.16 ↑ +762%
First Choice Health Network Commercial $147.60 ↑ +782%
Multiplan Commercial $154.16 ↑ +821%
First Choice of the Midwest Commercial $155.80 ↑ +831%

Visitor-reported prices

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Mayo avwpr vw factor activity at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $46.25 $29.93 – $155.80
Sterling Regional Medical Center Sterling $54.94 $30.86 – $159.08
East Morgan County Hospital Brush $102.17 $69.11 – $159.08
AdventHealth Porter Denver $267.00 $30.24 – $57.09
HCA HealthONE AURORA Aurora $838.17 $16.45 – $74.99
CENTRAL PARK ER, A PART OF ROSE DENVER $1,357.00 $14.04 – $74.99
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $760.25 $19.66 – $74.99
HCA HealthONE SKY RIDGE Lone Tree $1,421.89 $17.65 – $74.99

All Colorado hospitals for this procedure →