Initiation & management bipap/cpap initial day at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$263.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$813.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$196.07 with Anthem Blue Cross Blue Shield Colorado vs $772.35 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $196.07 | ↓ -26% |
| United Healthcare | UHC Medicare Advantage | $198.52 | ↓ -25% |
| Clear Spring Health | Medicare Advantage | $204.66 | ↓ -22% |
| Medica | Medicare Advantage | $204.66 | ↓ -22% |
| Medicare | Traditional Medicare | $204.66 | ↓ -22% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $204.66 | ↓ -22% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $204.66 | ↓ -22% |
| Banner Health | Banner Choice Plus/Banner Select | $208.94 | ↓ -21% |
| Humana | Medicare Advantage | $210.80 | ↓ -20% |
| Longevity | Medicare Advantage | $210.80 | ↓ -20% |
| Devoted Health Services | Medicare Advantage | $214.89 | ↓ -18% |
| Assist Health Group | AHG Specialty Network | $245.59 | ↓ -7% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $320.91 | ↑ +22% |
| Denver Health Medical Plan | Commercial | $365.81 | ↑ +39% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $380.48 | ↑ +44% |
| Coventry | Auto | $463.41 | ↑ +76% |
| Centivo | Self-Funded | $491.18 | ↑ +86% |
| United Healthcare | UHC Exchange | $517.07 | ↑ +96% |
| United Healthcare | UHC Colorado Doctors Plan | $517.07 | ↑ +96% |
| United Healthcare | Commercial | $517.07 | ↑ +96% |
| Hue Health, Inc | Medicare Advantage | $521.88 | ↑ +98% |
| Coventry | Workers Comp | $650.40 | ↑ +147% |
| Medica | Commercial | $677.23 | ↑ +157% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $682.92 | ↑ +159% |
| Apostrophe, Inc. | Commercial | $691.05 | ↑ +162% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $691.05 | ↑ +162% |
| Decent Health | Commercial | $691.05 | ↑ +162% |
| Aetna | Commercial | $714.63 | ↑ +171% |
| Multiplan | Commercial | $764.22 | ↑ +190% |
| First Choice of the Midwest | Commercial | $772.35 | ↑ +193% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Initiation & management bipap/cpap initial day at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $218.70 | $196.07 – $772.35 |
| Sterling Regional Medical Center | Sterling | $450.47 | $204.40 – $858.45 |
| East Morgan County Hospital | Brush | $471.71 | $372.94 – $858.45 |
| AdventHealth Porter | Denver | $3,885.19 | $64.38 – $427.34 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $6,000.00 | $328.20 – $342.02 |
| HCA HealthONE SKY RIDGE | Lone Tree | $4,132.70 | $328.20 – $342.02 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $4,132.70 | $51.30 – $342.02 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $551.88 | $328.20 – $342.02 |