Initiation & management bipap/cpap initial day at Banner Fort Collins Medical Center

4700 Lady Moon Drive, Fort Collins, CO · Banner Health · · NPI 1659787554

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$218.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$813.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$196.07 with Anthem Blue Cross Blue Shield Colorado vs $772.35 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $196.07 ↓ -10%
United Healthcare UHC Medicare Advantage $198.27 ↓ -9%
Clear Spring Health Medicare Advantage $204.40 ↓ -7%
Medica Medicare Advantage $204.40 ↓ -7%
Medicare Traditional Medicare $204.40 ↓ -7%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $204.40 ↓ -7%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $204.40 ↓ -7%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $204.40 ↓ -7%
Anthem Blue Cross Blue Shield Colorado Medicare $204.40 ↓ -7%
Humana Medicare Advantage $210.53 ↓ -4%
Longevity Medicare Advantage $210.53 ↓ -4%
Devoted Health Services Medicare Advantage $214.62 ↓ -2%
Assist Health Group AHG Specialty Network $245.28 ↑ +12%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $320.50 ↑ +47%
Banner Health Banner Choice Plus/Banner Select $333.33 ↑ +52%
Denver Health Medical Plan Commercial $365.32 ↑ +67%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $437.39 ↑ +100%
United Healthcare UHC Colorado Doctors Plan $487.80 ↑ +123%
Centivo Self-Funded $490.56 ↑ +124%
Hue Health, Inc Medicare Advantage $521.22 ↑ +138%
United Healthcare UHC Exchange $604.06 ↑ +176%
United Healthcare Commercial $671.54 ↑ +207%
Medica Commercial $677.23 ↑ +210%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $686.50 ↑ +214%
Decent Health Commercial $691.05 ↑ +216%
Apostrophe, Inc. Commercial $691.05 ↑ +216%
Aetna Commercial $714.63 ↑ +227%
First Choice Health Network Commercial $731.70 ↑ +235%
Multiplan Commercial $764.22 ↑ +249%
First Choice of the Midwest Commercial $772.35 ↑ +253%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Initiation & management bipap/cpap initial day at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner North Colorado Medical Center - Loveland Campus Loveland $263.41 $196.07 – $772.35
Sterling Regional Medical Center Sterling $450.47 $204.40 – $858.45
East Morgan County Hospital Brush $471.71 $372.94 – $858.45
AdventHealth Porter Denver $3,885.19 $64.38 – $427.34
CENTRAL PARK ER, A PART OF ROSE DENVER $6,000.00 $328.20 – $342.02
HCA HealthONE SKY RIDGE Lone Tree $4,132.70 $328.20 – $342.02
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $4,132.70 $51.30 – $342.02
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $551.88 $328.20 – $342.02

All Colorado hospitals for this procedure →