Ghs HIV antibody at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$18.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$70.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.79 with Banner Health vs $39.90 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $10.79 | ↓ -42% |
| United Healthcare | UHC Medicare Advantage | $13.30 | ↓ -29% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $13.71 | ↓ -27% |
| Clear Spring Health | Medicare Advantage | $13.71 | ↓ -27% |
| Medica | Medicare Advantage | $13.71 | ↓ -27% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $13.71 | ↓ -27% |
| Medicare | Traditional Medicare | $13.71 | ↓ -27% |
| Humana | Medicare Advantage | $14.12 | ↓ -24% |
| Longevity | Medicare Advantage | $14.12 | ↓ -24% |
| Devoted Health Services | Medicare Advantage | $14.40 | ↓ -23% |
| Assist Health Group | AHG Specialty Network | $16.45 | ↓ -12% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $19.66 | ↑ +5% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $21.50 | ↑ +15% |
| Coventry | Auto | $23.94 | ↑ +28% |
| Denver Health Medical Plan | Commercial | $24.51 | ↑ +31% |
| United Healthcare | UHC Colorado Doctors Plan | $26.71 | ↑ +43% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $27.42 | ↑ +47% |
| Hue Health, Inc | Medicare Advantage | $29.40 | ↑ +57% |
| Centivo | Self-Funded | $32.90 | ↑ +76% |
| United Healthcare | Commercial | $33.43 | ↑ +79% |
| United Healthcare | UHC Exchange | $33.43 | ↑ +79% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $33.60 | ↑ +80% |
| Coventry | Workers Comp | $33.60 | ↑ +80% |
| Medica | Commercial | $34.99 | ↑ +87% |
| Decent Health | Commercial | $35.70 | ↑ +91% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $35.70 | ↑ +91% |
| Apostrophe, Inc. | Commercial | $35.70 | ↑ +91% |
| Aetna | Commercial | $36.92 | ↑ +98% |
| Multiplan | Commercial | $39.48 | ↑ +111% |
| First Choice of the Midwest | Commercial | $39.90 | ↑ +113% |
Visitor-reported prices
Comments
Ghs HIV antibody at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $7.77 | $13.30 – $39.90 |
| Sterling Regional Medical Center | Sterling | $17.09 | $11.72 – $40.74 |
| East Morgan County Hospital | Brush | $31.04 | $17.70 – $40.74 |
| AdventHealth Porter | Denver | $327.62 | $13.44 – $25.36 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $588.00 | $6.24 – $33.32 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $283.38 | $13.57 – $14.40 |
| AdventHealth Littleton | Littleton | $327.62 | $13.44 – $25.36 |
| AdventHealth Avista | Louisville | $327.62 | $13.44 – $25.36 |